South Dakota · HMDA 2025
Mortgage lenders in Grant County, SD
47 lenders reported 242 home-loan applications in Grant County in 2025. 137 closed as loans ($23.5M), 28 were denied — a 16.7% denial rate on decided applications, close to the South Dakota rate of 15.7%. The three most active lenders handled 53% of applications, led by First Bank & Trust. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 242
- Loans originated
- 137
- Purchase / refinance
- 84 / 24
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Grant County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Bank & Trust 70 out of 100, Strong | 96 | 39.7% | 14.9% |
| 2 | First Interstate Bank 62 out of 100, Moderate | 18 | 7.4% | 29.4% |
| 3 | PLANET HOME LENDING, LLC | 15 | 6.2% | — |
| 4 | Citizens Bank, National Association 54 out of 100, Below average | 12 | 5.0% | 32.5% |
| 5 | Minnwest Bank 68 out of 100, Moderate | 9 | 3.7% | 11.9% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 8 | 3.3% | — |
| 7 | GUARANTEED RATE, INC. | 7 | 2.9% | — |
| 8 | Rocket Mortgage, LLC | 7 | 2.9% | — |
| 9 | First PREMIER Bank 85 out of 100, Very strong | 7 | 2.9% | 18.8% |
| 10 | Mortgage Research Center, LLC | 5 | 2.1% | — |
| 11 | Fairway Independent Mortgage Corporation | 4 | 1.7% | — |
| 12 | Frandsen Bank & Trust 71 out of 100, Strong | 4 | 1.7% | 7.9% |
| 13 | Truist Bank 63 out of 100, Moderate | 3 | 1.2% | 40.8% |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.2% | 39.5% |
| 15 | Plains Commerce Bank 59 out of 100, Moderate | 3 | 1.2% | 10.0% |
| 16 | Dacotah Bank 55 out of 100, Moderate | 3 | 1.2% | 6.4% |
| 17 | Broker Solutions, Inc. | 2 | 0.8% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.8% | 44.7% |
| 19 | First Western Bank & Trust 55 out of 100, Moderate | 2 | 0.8% | 5.4% |
| 20 | NATIONSTAR MORTGAGE LLC | 2 | 0.8% | — |
| 21 | Heritage Bank National Association 34 out of 100, Low | 2 | 0.8% | 11.9% |
| 22 | Levo Federal Credit Union 64 out of 100, Moderate | 2 | 0.8% | 7.8% |
| 23 | PHH Mortgage Corporation | 2 | 0.8% | — |
| 24 | 21st Mortgage Corporation | 1 | 0.4% | — |
| 25 | NEWREZ LLC | 1 | 0.4% | — |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.4% | 14.1% |
| 27 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.4% | — |
| 28 | AmeriSave Mortgage Corporation | 1 | 0.4% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.4% | — |
| 30 | Empeople Credit Union 58 out of 100, Moderate | 1 | 0.4% | 25.7% |
| 31 | AgCountry Farm Credit Services, FLCA | 1 | 0.4% | — |
| 32 | SOUTHWEST STAGE FUNDING, LLC | 1 | 0.4% | — |
| 33 | ZILLOW HOME LOANS, LLC | 1 | 0.4% | — |
| 34 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.4% | — |
| 35 | BANKWEST, INC. 38 out of 100, Low | 1 | 0.4% | 48.6% |
| 36 | Farm Credit Mid-America | 1 | 0.4% | — |
| 37 | AMERICAN FINANCING CORPORATION | 1 | 0.4% | — |
| 38 | Citizens Alliance Bank 47 out of 100, Below average | 1 | 0.4% | 8.6% |
| 39 | Granite Bank 53 out of 100, Below average | 1 | 0.4% | 6.2% |
| 40 | Reliabank Dakota 71 out of 100, Strong | 1 | 0.4% | 7.4% |
Top 40 of 47 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps