South Dakota · HMDA 2025
Mortgage lenders in Lyman County, SD
32 lenders reported 54 home-loan applications in Lyman County in 2025. 35 closed as loans ($5.9M), 7 were denied — a 16.7% denial rate on decided applications, close to the South Dakota rate of 15.7%. The three most active lenders handled 41% of applications, led by BANKWEST, INC.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 54
- Loans originated
- 35
- Purchase / refinance
- 14 / 11
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lyman County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BANKWEST, INC. 38 out of 100, Low | 13 | 24.1% | 48.6% |
| 2 | First Interstate Bank 62 out of 100, Moderate | 6 | 11.1% | 29.4% |
| 3 | Rocket Mortgage, LLC | 3 | 5.6% | — |
| 4 | NEW DAY FINANCIAL, LLC | 2 | 3.7% | — |
| 5 | First Dakota National Bank 72 out of 100, Strong | 2 | 3.7% | 4.8% |
| 6 | First PREMIER Bank 85 out of 100, Very strong | 2 | 3.7% | 18.8% |
| 7 | 21st Mortgage Corporation | 1 | 1.9% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.9% | 14.1% |
| 9 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 1.9% | 32.5% |
| 10 | Loandepot.Com, LLC | 1 | 1.9% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.9% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 1 | 1.9% | — |
| 13 | AmeriSave Mortgage Corporation | 1 | 1.9% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.9% | — |
| 15 | Mortgage Research Center, LLC | 1 | 1.9% | — |
| 16 | CorTrust Bank National Association 62 out of 100, Moderate | 1 | 1.9% | 8.4% |
| 17 | A&D Mortgage LLC | 1 | 1.9% | — |
| 18 | FIGURE LENDING LLC | 1 | 1.9% | — |
| 19 | The Federal Savings Bank 51 out of 100, Below average | 1 | 1.9% | 19.1% |
| 20 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 1.9% | — |
| 21 | PLANET HOME LENDING, LLC | 1 | 1.9% | — |
| 22 | Gateway First Bank 54 out of 100, Below average | 1 | 1.9% | 5.3% |
| 23 | Click n' Close, Inc. | 1 | 1.9% | — |
| 24 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 1 | 1.9% | 2.2% |
| 25 | FREEDOM MORTGAGE CORPORATION | 1 | 1.9% | — |
| 26 | OCMBC, INC. | 1 | 1.9% | — |
| 27 | PLAZA HOME MORTGAGE, INC. | 1 | 1.9% | — |
| 28 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 1 | 1.9% | 27.1% |
| 29 | Levo Federal Credit Union 64 out of 100, Moderate | 1 | 1.9% | 7.8% |
| 30 | Dacotah Bank 55 out of 100, Moderate | 1 | 1.9% | 6.4% |
| 31 | Minnwest Bank 68 out of 100, Moderate | 1 | 1.9% | 11.9% |
| 32 | CORTRUST MORTGAGE, INC. | 1 | 1.9% | — |
Top 32 of 32 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps