Texas · HMDA 2025
Mortgage lenders in Bowie County, TX
211 lenders reported 3,070 home-loan applications in Bowie County in 2025. 1,417 closed as loans ($292.1M), 641 were denied — a 29.1% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 18% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,070
- Loans originated
- 1,417
- Purchase / refinance
- 900 / 377
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bowie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 231 | 7.5% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 173 | 5.6% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 136 | 4.4% | — |
| 4 | RED RIVER EMPLOYEES FEDERAL CREDIT UNION 77 out of 100, Strong | 134 | 4.4% | 19.0% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 113 | 3.7% | — |
| 6 | MORTGAGE FINANCIAL SERVICES, LLC | 113 | 3.7% | — |
| 7 | Mortgage Research Center, LLC | 104 | 3.4% | — |
| 8 | State Bank of De Kalb | 99 | 3.2% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 98 | 3.2% | — |
| 10 | Rocket Mortgage, LLC | 94 | 3.1% | — |
| 11 | Regions Bank 64 out of 100, Moderate | 85 | 2.8% | 43.1% |
| 12 | Cadence Bank | 85 | 2.8% | — |
| 13 | Fairway Independent Mortgage Corporation | 84 | 2.7% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 68 | 2.2% | — |
| 15 | Farmers Bank & Trust Company 61 out of 100, Moderate | 68 | 2.2% | 6.9% |
| 16 | NEWREZ LLC | 66 | 2.1% | — |
| 17 | PLANET HOME LENDING, LLC | 63 | 2.1% | — |
| 18 | LAKEVIEW LOAN SERVICING, LLC | 56 | 1.8% | — |
| 19 | GUILD MORTGAGE COMPANY | 54 | 1.8% | — |
| 20 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 45 | 1.5% | — |
| 21 | TEXAR FEDERAL CREDIT UNION 81 out of 100, Strong | 41 | 1.3% | 7.0% |
| 22 | Guaranty Bank & Trust, N.A. | 38 | 1.2% | — |
| 23 | FirstBank 59 out of 100, Moderate | 37 | 1.2% | 42.8% |
| 24 | UNITED BUILT HOMES, L.L.C. | 36 | 1.2% | — |
| 25 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 35 | 1.1% | 74.7% |
| 26 | Commercial National Bank of Texarkana 58 out of 100, Moderate | 30 | 1.0% | 9.7% |
| 27 | Citizens Bank, National Association 54 out of 100, Below average | 28 | 0.9% | 32.5% |
| 28 | Bodcaw Bank | 28 | 0.9% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 28 | 0.9% | — |
| 30 | FREEDOM MORTGAGE CORPORATION | 26 | 0.8% | — |
| 31 | AMERICAN FINANCIAL RESOURCES, INC. | 25 | 0.8% | — |
| 32 | SWBC MORTGAGE CORPORATION | 25 | 0.8% | — |
| 33 | Loandepot.Com, LLC | 24 | 0.8% | — |
| 34 | FIRSTTRUST HOME LOANS, INC. | 24 | 0.8% | — |
| 35 | Kiavi Funding, Inc. | 24 | 0.8% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 24 | 0.8% | — |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 23 | 0.7% | 32.9% |
| 38 | Simmons Bank 60 out of 100, Moderate | 22 | 0.7% | 26.5% |
| 39 | Diamond Bank 69 out of 100, Moderate | 21 | 0.7% | 9.9% |
| 40 | SOUTHWEST STAGE FUNDING, LLC | 20 | 0.7% | — |
Top 40 of 211 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps