Texas · HMDA 2025
Mortgage lenders in Carson County, TX
63 lenders reported 243 home-loan applications in Carson County in 2025. 117 closed as loans ($21.6M), 29 were denied — a 18.5% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 30% of applications, led by Amarillo National Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 243
- Loans originated
- 117
- Purchase / refinance
- 78 / 24
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Amarillo National Bank 62 out of 100, Moderate | 42 | 17.3% | 14.9% |
| 2 | 21st Mortgage Corporation | 16 | 6.6% | — |
| 3 | Rocket Mortgage, LLC | 14 | 5.8% | — |
| 4 | Centennial Bank 79 out of 100, Strong | 12 | 4.9% | 23.4% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 10 | 4.1% | — |
| 6 | FirstBank Southwest | 9 | 3.7% | — |
| 7 | EUSTIS MORTGAGE CORPORATION | 7 | 2.9% | — |
| 8 | RIGHT START MORTGAGE, INC. | 7 | 2.9% | — |
| 9 | TRIAD FINANCIAL SERVICES, INC. | 6 | 2.5% | — |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 6 | 2.5% | — |
| 11 | Texas Tech Federal Credit Union 69 out of 100, Moderate | 6 | 2.5% | 1.2% |
| 12 | ALLIANCE CREDIT UNION | 6 | 2.5% | — |
| 13 | NEWREZ LLC | 5 | 2.1% | — |
| 14 | Mortgage Research Center, LLC | 5 | 2.1% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 2.1% | — |
| 16 | ASSOCIATED MORTGAGE CORPORATION | 5 | 2.1% | — |
| 17 | PHH Mortgage Corporation | 5 | 2.1% | — |
| 18 | SOUTHWEST STAGE FUNDING, LLC | 4 | 1.6% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 4 | 1.6% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.2% | 14.1% |
| 21 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 1.2% | 32.5% |
| 22 | GUILD MORTGAGE COMPANY | 3 | 1.2% | — |
| 23 | PLANET HOME LENDING, LLC | 3 | 1.2% | — |
| 24 | First United Bank 77 out of 100, Strong | 3 | 1.2% | 1.9% |
| 25 | COUNTRYPLACE MORTGAGE, LTD. | 3 | 1.2% | — |
| 26 | Education Credit Union 70 out of 100, Strong | 3 | 1.2% | 1.8% |
| 27 | CMG MORTGAGE, INC. | 2 | 0.8% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.8% | 32.9% |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.8% | 44.7% |
| 30 | The People's Federal Credit Union 58 out of 100, Moderate | 2 | 0.8% | 25.8% |
| 31 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | 0.8% | — |
| 32 | FREEDOM MORTGAGE CORPORATION | 2 | 0.8% | — |
| 33 | PLAINS LAND BANK, FEDERAL LAND CREDIT ASSOCIATION | 2 | 0.8% | — |
| 34 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 0.8% | 74.7% |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 0.8% | — |
| 36 | Access Community Credit Union 66 out of 100, Moderate | 2 | 0.8% | 6.5% |
| 37 | HOMETRUST MORTGAGE COMPANY | 2 | 0.8% | — |
| 38 | Truist Bank 63 out of 100, Moderate | 1 | 0.4% | 40.8% |
| 39 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | 0.4% | — |
| 40 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.4% | — |
Top 40 of 63 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps