Texas · HMDA 2025
Mortgage lenders in Deaf Smith County, TX
75 lenders reported 476 home-loan applications in Deaf Smith County in 2025. 187 closed as loans ($35.4M), 125 were denied — a 37.3% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 24% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 476
- Loans originated
- 187
- Purchase / refinance
- 122 / 47
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Deaf Smith County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 42 | 8.8% | — |
| 2 | FirstBank Southwest | 41 | 8.6% | — |
| 3 | Fairway Independent Mortgage Corporation | 29 | 6.1% | — |
| 4 | First Financial Bank 76 out of 100, Strong | 29 | 6.1% | 12.6% |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 27 | 5.7% | — |
| 6 | Amarillo National Bank 62 out of 100, Moderate | 26 | 5.5% | 14.9% |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 4.8% | — |
| 8 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 23 | 4.8% | — |
| 9 | LAKEVIEW LOAN SERVICING, LLC | 20 | 4.2% | — |
| 10 | First National Bank of Hereford 84 out of 100, Strong | 15 | 3.2% | 18.6% |
| 11 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 15 | 3.2% | 74.7% |
| 12 | Rocket Mortgage, LLC | 14 | 2.9% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 2.1% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 10 | 2.1% | — |
| 15 | Centennial Bank 79 out of 100, Strong | 9 | 1.9% | 23.4% |
| 16 | PLANET HOME LENDING, LLC | 8 | 1.7% | — |
| 17 | Education Credit Union 70 out of 100, Strong | 8 | 1.7% | 1.8% |
| 18 | SOUTHWEST STAGE FUNDING, LLC | 7 | 1.5% | — |
| 19 | NEWREZ LLC | 6 | 1.3% | — |
| 20 | Mortgage Research Center, LLC | 6 | 1.3% | — |
| 21 | TAMMAC HOLDINGS CORPORATION | 6 | 1.3% | — |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 1.1% | 22.2% |
| 23 | UNION HOME MORTGAGE CORP. | 5 | 1.1% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.8% | 14.1% |
| 25 | Truist Bank 63 out of 100, Moderate | 4 | 0.8% | 40.8% |
| 26 | Loandepot.Com, LLC | 4 | 0.8% | — |
| 27 | GUILD MORTGAGE COMPANY | 4 | 0.8% | — |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 0.8% | 39.5% |
| 29 | FBC MORTGAGE, LLC | 4 | 0.8% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 4 | 0.8% | — |
| 31 | PHH Mortgage Corporation | 4 | 0.8% | — |
| 32 | Discover Bank | 3 | 0.6% | — |
| 33 | AmeriSave Mortgage Corporation | 3 | 0.6% | — |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.6% | 44.7% |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.6% | — |
| 36 | ALLIANCE CREDIT UNION | 3 | 0.6% | — |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.4% | 32.9% |
| 38 | Broker Solutions, Inc. | 2 | 0.4% | — |
| 39 | Western Bank 71 out of 100, Strong | 2 | 0.4% | 11.1% |
| 40 | FREEDOM MORTGAGE CORPORATION | 2 | 0.4% | — |
Top 40 of 75 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
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- Hidalgo County 20,066 apps