Texas · HMDA 2025
Mortgage lenders in Delta County, TX
66 lenders reported 199 home-loan applications in Delta County in 2025. 90 closed as loans ($19.3M), 33 were denied — a 25.0% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 25% of applications, led by LAKEVIEW LOAN SERVICING, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 199
- Loans originated
- 90
- Purchase / refinance
- 64 / 19
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Delta County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | LAKEVIEW LOAN SERVICING, LLC | 19 | 9.5% | — |
| 2 | GUILD MORTGAGE COMPANY | 16 | 8.0% | — |
| 3 | 21st Mortgage Corporation | 14 | 7.0% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 9 | 4.5% | — |
| 5 | Alliance Bank | 8 | 4.0% | — |
| 6 | Rocket Mortgage, LLC | 7 | 3.5% | — |
| 7 | Mortgage Research Center, LLC | 7 | 3.5% | — |
| 8 | Guaranty Bank & Trust, N.A. | 7 | 3.5% | — |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 3.0% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 5 | 2.5% | — |
| 11 | NEWREZ LLC | 4 | 2.0% | — |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 2.0% | — |
| 13 | Broker Solutions, Inc. | 4 | 2.0% | — |
| 14 | Legend Bank, N.A. 82 out of 100, Strong | 4 | 2.0% | 12.2% |
| 15 | Cypress Bank, SSB | 4 | 2.0% | — |
| 16 | CMG MORTGAGE, INC. | 3 | 1.5% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.5% | 14.1% |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.5% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.5% | 39.5% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.5% | — |
| 21 | SOUTHWEST STAGE FUNDING, LLC | 3 | 1.5% | — |
| 22 | PLANET HOME LENDING, LLC | 3 | 1.5% | — |
| 23 | Click n' Close, Inc. | 3 | 1.5% | — |
| 24 | AMERICAN FINANCING CORPORATION | 3 | 1.5% | — |
| 25 | Prosperity Bank 71 out of 100, Strong | 3 | 1.5% | 31.5% |
| 26 | Loandepot.Com, LLC | 2 | 1.0% | — |
| 27 | GUARANTEED RATE, INC. | 2 | 1.0% | — |
| 28 | Nations Lending Corporation | 2 | 1.0% | — |
| 29 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | 1.0% | — |
| 30 | RED RIVER EMPLOYEES FEDERAL CREDIT UNION 77 out of 100, Strong | 2 | 1.0% | 19.0% |
| 31 | Incommons Bank, N.A. 73 out of 100, Strong | 2 | 1.0% | 34.8% |
| 32 | NATIONSTAR MORTGAGE LLC | 2 | 1.0% | — |
| 33 | ROYAL UNITED MORTGAGE LLC | 2 | 1.0% | — |
| 34 | EVERETT FINANCIAL, INC. | 2 | 1.0% | — |
| 35 | CANOPY MORTGAGE, LLC | 2 | 1.0% | — |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 37 | Truist Bank 63 out of 100, Moderate | 1 | 0.5% | 40.8% |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 39 | Fairway Independent Mortgage Corporation | 1 | 0.5% | — |
| 40 | MOVEMENT MORTGAGE, LLC | 1 | 0.5% | — |
Top 40 of 66 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps