Texas · HMDA 2025
Mortgage lenders in Floyd County, TX
30 lenders reported 74 home-loan applications in Floyd County in 2025. 32 closed as loans ($3.9M), 16 were denied — a 32.7% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 34% of applications, led by Prosperity Bank. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 74
- Loans originated
- 32
- Purchase / refinance
- 18 / 8
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Floyd County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Prosperity Bank 71 out of 100, Strong | 12 | 16.2% | 31.5% |
| 2 | West Texas National Bank 60 out of 100, Moderate | 7 | 9.5% | 20.5% |
| 3 | Texas Tech Federal Credit Union 69 out of 100, Moderate | 6 | 8.1% | 1.2% |
| 4 | Rocket Mortgage, LLC | 5 | 6.8% | — |
| 5 | 21st Mortgage Corporation | 4 | 5.4% | — |
| 6 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 5.4% | — |
| 7 | LAKEVIEW LOAN SERVICING, LLC | 4 | 5.4% | — |
| 8 | NEWREZ LLC | 3 | 4.1% | — |
| 9 | Centennial Bank 79 out of 100, Strong | 3 | 4.1% | 23.4% |
| 10 | TRIAD FINANCIAL SERVICES, INC. | 2 | 2.7% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 2.7% | 39.5% |
| 12 | PLANET HOME LENDING, LLC | 2 | 2.7% | — |
| 13 | Gateway First Bank 54 out of 100, Below average | 2 | 2.7% | 5.3% |
| 14 | ROYAL UNITED MORTGAGE LLC | 2 | 2.7% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.4% | 14.1% |
| 16 | Loandepot.Com, LLC | 1 | 1.4% | — |
| 17 | GUARANTEED RATE, INC. | 1 | 1.4% | — |
| 18 | Mortgage Research Center, LLC | 1 | 1.4% | — |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 1 | 1.4% | 44.7% |
| 20 | SPRING EQ, LLC | 1 | 1.4% | — |
| 21 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | 1.4% | — |
| 22 | LENDINGONE, LLC | 1 | 1.4% | — |
| 23 | AMERICAN FINANCING CORPORATION | 1 | 1.4% | — |
| 24 | T2 FINANCIAL LLC | 1 | 1.4% | — |
| 25 | American National Bank & Trust 61 out of 100, Moderate | 1 | 1.4% | 4.4% |
| 26 | PLAINS LAND BANK, FEDERAL LAND CREDIT ASSOCIATION | 1 | 1.4% | — |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 1 | 1.4% | — |
| 28 | RIGHT START MORTGAGE, INC. | 1 | 1.4% | — |
| 29 | HOMETRUST MORTGAGE COMPANY | 1 | 1.4% | — |
| 30 | BOKF, National Association 64 out of 100, Moderate | 1 | 1.4% | 27.5% |
Top 30 of 30 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps