Texas · HMDA 2025
Mortgage lenders in Hale County, TX
109 lenders reported 679 home-loan applications in Hale County in 2025. 278 closed as loans ($52.8M), 148 were denied — a 33.5% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 22% of applications, led by Prosperity Bank. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 679
- Loans originated
- 278
- Purchase / refinance
- 188 / 64
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hale County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Prosperity Bank 71 out of 100, Strong | 79 | 11.6% | 31.5% |
| 2 | 21st Mortgage Corporation | 44 | 6.5% | — |
| 3 | Rocket Mortgage, LLC | 29 | 4.3% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 24 | 3.5% | — |
| 5 | RIGHT START MORTGAGE, INC. | 24 | 3.5% | — |
| 6 | T2 FINANCIAL LLC | 22 | 3.2% | — |
| 7 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 19 | 2.8% | — |
| 8 | PLANET HOME LENDING, LLC | 19 | 2.8% | — |
| 9 | LAKEVIEW LOAN SERVICING, LLC | 18 | 2.7% | — |
| 10 | ALLIANCE CREDIT UNION | 17 | 2.5% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 16 | 2.4% | — |
| 12 | Centennial Bank 79 out of 100, Strong | 16 | 2.4% | 23.4% |
| 13 | Western Bank 71 out of 100, Strong | 15 | 2.2% | 11.1% |
| 14 | NEWREZ LLC | 14 | 2.1% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 14 | 2.1% | — |
| 16 | Texas Tech Federal Credit Union 69 out of 100, Moderate | 14 | 2.1% | 1.2% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 1.9% | — |
| 18 | Amarillo National Bank 62 out of 100, Moderate | 12 | 1.8% | 14.9% |
| 19 | VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 1.6% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 11 | 1.6% | — |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 10 | 1.5% | — |
| 22 | West Texas National Bank 60 out of 100, Moderate | 10 | 1.5% | 20.5% |
| 23 | Loandepot.Com, LLC | 9 | 1.3% | — |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 1.3% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.2% | 14.1% |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 1.2% | 22.2% |
| 27 | Mortgage Research Center, LLC | 8 | 1.2% | — |
| 28 | City Bank 75 out of 100, Strong | 8 | 1.2% | 16.6% |
| 29 | KIND LENDING, LLC | 7 | 1.0% | — |
| 30 | AMERICAN HERITAGE LENDING, LLC | 7 | 1.0% | — |
| 31 | SPRING EQ, LLC | 6 | 0.9% | — |
| 32 | Loan Funder LLC | 6 | 0.9% | — |
| 33 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | 0.9% | — |
| 34 | Truist Bank 63 out of 100, Moderate | 5 | 0.7% | 40.8% |
| 35 | AMERICAN FINANCIAL RESOURCES, INC. | 5 | 0.7% | — |
| 36 | FLAT BRANCH MORTGAGE, INC. | 5 | 0.7% | — |
| 37 | PLAZA HOME MORTGAGE, INC. | 5 | 0.7% | — |
| 38 | HOMEXPRESS MORTGAGE CORP. | 5 | 0.7% | — |
| 39 | Beeline Loans, Inc. | 5 | 0.7% | — |
| 40 | PHH Mortgage Corporation | 5 | 0.7% | — |
Top 40 of 109 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps