Texas · HMDA 2025
Mortgage lenders in Henderson County, TX
353 lenders reported 4,010 home-loan applications in Henderson County in 2025. 1,720 closed as loans ($518.8M), 901 were denied — a 32.1% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 19% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,010
- Loans originated
- 1,720
- Purchase / refinance
- 1,124 / 433
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Henderson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 363 | 9.1% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 225 | 5.6% | — |
| 3 | Rocket Mortgage, LLC | 192 | 4.8% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 163 | 4.1% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 125 | 3.1% | — |
| 6 | CMG MORTGAGE, INC. | 99 | 2.5% | — |
| 7 | LAKEVIEW LOAN SERVICING, LLC | 99 | 2.5% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 88 | 2.2% | — |
| 9 | Fairway Independent Mortgage Corporation | 82 | 2.0% | — |
| 10 | Loandepot.Com, LLC | 82 | 2.0% | — |
| 11 | First State Bank 74 out of 100, Strong | 78 | 1.9% | 8.5% |
| 12 | NEWREZ LLC | 72 | 1.8% | — |
| 13 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 72 | 1.8% | 74.7% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 71 | 1.8% | 14.1% |
| 15 | Mortgage Research Center, LLC | 71 | 1.8% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 55 | 1.4% | — |
| 17 | SOUTHWEST STAGE FUNDING, LLC | 55 | 1.4% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 54 | 1.3% | — |
| 19 | Prosperity Bank 71 out of 100, Strong | 50 | 1.2% | 31.5% |
| 20 | NATIONSTAR MORTGAGE LLC | 47 | 1.2% | — |
| 21 | PLANET HOME LENDING, LLC | 46 | 1.1% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 44 | 1.1% | 44.7% |
| 23 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 43 | 1.1% | — |
| 24 | Broker Solutions, Inc. | 35 | 0.9% | — |
| 25 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 35 | 0.9% | — |
| 26 | ALTRA Federal Credit Union 78 out of 100, Strong | 34 | 0.8% | 9.3% |
| 27 | FirstBank 59 out of 100, Moderate | 34 | 0.8% | 42.8% |
| 28 | GUILD MORTGAGE COMPANY | 31 | 0.8% | — |
| 29 | FREEDOM MORTGAGE CORPORATION | 30 | 0.7% | — |
| 30 | Simmons Bank 60 out of 100, Moderate | 29 | 0.7% | 26.5% |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 28 | 0.7% | 32.9% |
| 32 | VeraBank, National Association | 28 | 0.7% | — |
| 33 | TAMMAC HOLDINGS CORPORATION | 28 | 0.7% | — |
| 34 | GUARANTEED RATE, INC. | 26 | 0.6% | — |
| 35 | TEXAS TRUST | 24 | 0.6% | — |
| 36 | WILLOW BEND MORTGAGE COMPANY, LLC | 23 | 0.6% | — |
| 37 | AmeriSave Mortgage Corporation | 22 | 0.5% | — |
| 38 | Kiavi Funding, Inc. | 22 | 0.5% | — |
| 39 | Southside Bank 75 out of 100, Strong | 22 | 0.5% | 42.2% |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 22 | 0.5% | — |
Top 40 of 353 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps