Texas · HMDA 2025
Mortgage lenders in Howard County, TX
135 lenders reported 977 home-loan applications in Howard County in 2025. 412 closed as loans ($80.5M), 146 were denied — a 24.7% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 22% of applications, led by LAKEVIEW LOAN SERVICING, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 977
- Loans originated
- 412
- Purchase / refinance
- 296 / 90
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Howard County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | LAKEVIEW LOAN SERVICING, LLC | 95 | 9.7% | — |
| 2 | 21st Mortgage Corporation | 64 | 6.6% | — |
| 3 | Rocket Mortgage, LLC | 52 | 5.3% | — |
| 4 | Prosperity Bank 71 out of 100, Strong | 42 | 4.3% | 31.5% |
| 5 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 40 | 4.1% | — |
| 6 | First National Bank Texas 64 out of 100, Moderate | 37 | 3.8% | 3.8% |
| 7 | Synergy One Lending, Inc. | 31 | 3.2% | — |
| 8 | ALLIANCE CREDIT UNION | 28 | 2.9% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 27 | 2.8% | — |
| 10 | SECURITYNATIONAL MORTGAGE COMPANY | 26 | 2.7% | — |
| 11 | TRIAD FINANCIAL SERVICES, INC. | 25 | 2.6% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 25 | 2.6% | — |
| 13 | LOWER, LLC | 25 | 2.6% | — |
| 14 | NEWREZ LLC | 21 | 2.1% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 19 | 1.9% | — |
| 16 | Mortgage Research Center, LLC | 18 | 1.8% | — |
| 17 | Complex Community Federal Credit Union 85 out of 100, Very strong | 15 | 1.5% | 22.6% |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 14 | 1.4% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 14 | 1.4% | — |
| 20 | PNC Bank, National Association 62 out of 100, Moderate | 13 | 1.3% | 33.8% |
| 21 | PREMIER MORTGAGE RESOURCES, L.L.C. | 13 | 1.3% | — |
| 22 | PHH Mortgage Corporation | 13 | 1.3% | — |
| 23 | PLANET HOME LENDING, LLC | 12 | 1.2% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.1% | 14.1% |
| 25 | Loandepot.Com, LLC | 11 | 1.1% | — |
| 26 | GUILD MORTGAGE COMPANY | 9 | 0.9% | — |
| 27 | AmeriSave Mortgage Corporation | 8 | 0.8% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.7% | 32.9% |
| 29 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 7 | 0.7% | — |
| 30 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 0.7% | 74.7% |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.6% | 44.7% |
| 32 | MidFirst Bank 34 out of 100, Low | 6 | 0.6% | 16.3% |
| 33 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 0.6% | — |
| 34 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | 0.6% | — |
| 35 | EVERETT FINANCIAL, INC. | 6 | 0.6% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.5% | 22.2% |
| 37 | Broker Solutions, Inc. | 5 | 0.5% | — |
| 38 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 0.5% | 39.5% |
| 39 | Citadel Servicing Corporation | 5 | 0.5% | — |
| 40 | Western Bank 71 out of 100, Strong | 5 | 0.5% | 11.1% |
Top 40 of 135 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps