Texas · HMDA 2025
Mortgage lenders in Irion County, TX
21 lenders reported 34 home-loan applications in Irion County in 2025. 13 closed as loans ($2.9M), 11 were denied — a 42.3% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 29% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 34
- Loans originated
- 13
- Purchase / refinance
- 6 / 7
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Irion County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 11.8% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 3 | 8.8% | — |
| 3 | The Bank & Trust 77 out of 100, Strong | 3 | 8.8% | 13.4% |
| 4 | First Financial Bank 76 out of 100, Strong | 3 | 8.8% | 12.6% |
| 5 | NEWREZ LLC | 2 | 5.9% | — |
| 6 | Rocket Mortgage, LLC | 2 | 5.9% | — |
| 7 | PLANET HOME LENDING, LLC | 2 | 5.9% | — |
| 8 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 5.9% | 74.7% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 1 | 2.9% | — |
| 10 | GUARANTEED RATE, INC. | 1 | 2.9% | — |
| 11 | GUILD MORTGAGE COMPANY | 1 | 2.9% | — |
| 12 | Mortgage Research Center, LLC | 1 | 2.9% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 1 | 2.9% | 44.7% |
| 14 | SOUTHWEST STAGE FUNDING, LLC | 1 | 2.9% | — |
| 15 | 1ST COMMUNITY FEDERAL CREDIT UNION 58 out of 100, Moderate | 1 | 2.9% | 34.2% |
| 16 | Prosperity Bank 71 out of 100, Strong | 1 | 2.9% | 31.5% |
| 17 | T2 FINANCIAL LLC | 1 | 2.9% | — |
| 18 | Texas State Bank 91 out of 100, Very strong | 1 | 2.9% | 1.5% |
| 19 | TIB National Association 76 out of 100, Strong | 1 | 2.9% | 29.5% |
| 20 | ROYAL UNITED MORTGAGE LLC | 1 | 2.9% | — |
| 21 | MORTGAGE FINANCIAL SERVICES, LLC | 1 | 2.9% | — |
Top 21 of 21 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps