Texas · HMDA 2025
Mortgage lenders in Jefferson County, TX
312 lenders reported 6,257 home-loan applications in Jefferson County in 2025. 3,157 closed as loans ($754.0M), 1,035 were denied — a 23.3% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 16% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,257
- Loans originated
- 3,157
- Purchase / refinance
- 1,963 / 847
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 374 | 6.0% | — |
| 2 | Neches Federal Credit Union 93 out of 100, Very strong | 357 | 5.7% | 9.2% |
| 3 | Rocket Mortgage, LLC | 261 | 4.2% | — |
| 4 | FIVEPOINT CREDIT UNION 57 out of 100, Moderate | 249 | 4.0% | 15.5% |
| 5 | LAKEVIEW LOAN SERVICING, LLC | 215 | 3.4% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 195 | 3.1% | — |
| 7 | Broker Solutions, Inc. | 187 | 3.0% | — |
| 8 | GUILD MORTGAGE COMPANY | 180 | 2.9% | — |
| 9 | DUGOOD FEDERAL CREDIT UNION 87 out of 100, Very strong | 177 | 2.8% | 19.5% |
| 10 | 21st Mortgage Corporation | 147 | 2.3% | — |
| 11 | First Financial Bank 76 out of 100, Strong | 145 | 2.3% | 12.6% |
| 12 | RAVE FINANCIAL CREDIT UNION 71 out of 100, Strong | 144 | 2.3% | 33.2% |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 131 | 2.1% | — |
| 14 | PLANET HOME LENDING, LLC | 113 | 1.8% | — |
| 15 | NEWREZ LLC | 110 | 1.8% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 107 | 1.7% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 105 | 1.7% | 14.1% |
| 18 | CANOPY MORTGAGE, LLC | 105 | 1.7% | — |
| 19 | Mortgage Research Center, LLC | 97 | 1.6% | — |
| 20 | DHI MORTGAGE COMPANY, LTD. | 89 | 1.4% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 89 | 1.4% | — |
| 22 | Fairway Independent Mortgage Corporation | 80 | 1.3% | — |
| 23 | MCT CREDIT UNION 69 out of 100, Moderate | 80 | 1.3% | 14.4% |
| 24 | FREEDOM MORTGAGE CORPORATION | 78 | 1.2% | — |
| 25 | American Mortgage Bank, LLC | 75 | 1.2% | — |
| 26 | PNC Bank, National Association 62 out of 100, Moderate | 66 | 1.1% | 33.8% |
| 27 | TRIAD FINANCIAL SERVICES, INC. | 63 | 1.0% | — |
| 28 | KIND LENDING, LLC | 61 | 1.0% | — |
| 29 | CMG MORTGAGE, INC. | 59 | 0.9% | — |
| 30 | GULF CREDIT UNION 68 out of 100, Moderate | 59 | 0.9% | 15.5% |
| 31 | RF RENOVO MANAGEMENT COMPANY, LLC | 56 | 0.9% | — |
| 32 | UNION HOME MORTGAGE CORP. | 50 | 0.8% | — |
| 33 | VANDERBILT MORTGAGE AND FINANCE, INC. | 47 | 0.8% | — |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 46 | 0.7% | 44.7% |
| 35 | AMERICAN FINANCIAL NETWORK, INC. | 40 | 0.6% | — |
| 36 | EDUCATION FIRST | 40 | 0.6% | — |
| 37 | EVERETT FINANCIAL, INC. | 40 | 0.6% | — |
| 38 | FBC MORTGAGE, LLC | 39 | 0.6% | — |
| 39 | Kiavi Funding, Inc. | 38 | 0.6% | — |
| 40 | Loandepot.Com, LLC | 36 | 0.6% | — |
Top 40 of 312 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps