Texas · HMDA 2025
Mortgage lenders in Johnson County, TX
414 lenders reported 11,180 home-loan applications in Johnson County in 2025. 5,374 closed as loans ($1.7B), 1,606 were denied — a 21.9% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 14% of applications, led by PENNYMAC LOAN SERVICES, LLC. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 11,180
- Loans originated
- 5,374
- Purchase / refinance
- 3,815 / 1,121
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Johnson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 592 | 5.3% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 510 | 4.6% | — |
| 3 | Rocket Mortgage, LLC | 474 | 4.2% | — |
| 4 | DHI MORTGAGE COMPANY, LTD. | 460 | 4.1% | — |
| 5 | LAKEVIEW LOAN SERVICING, LLC | 424 | 3.8% | — |
| 6 | 21st Mortgage Corporation | 398 | 3.6% | — |
| 7 | SFMC, LP | 296 | 2.6% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 266 | 2.4% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 265 | 2.4% | — |
| 10 | Loandepot.Com, LLC | 246 | 2.2% | — |
| 11 | NEWREZ LLC | 234 | 2.1% | — |
| 12 | Fairway Independent Mortgage Corporation | 198 | 1.8% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 194 | 1.7% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 187 | 1.7% | 14.1% |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 182 | 1.6% | — |
| 16 | PLANET HOME LENDING, LLC | 172 | 1.5% | — |
| 17 | GUILD MORTGAGE COMPANY | 157 | 1.4% | — |
| 18 | First Financial Bank 76 out of 100, Strong | 157 | 1.4% | 12.6% |
| 19 | CMG MORTGAGE, INC. | 154 | 1.4% | — |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 151 | 1.4% | — |
| 21 | EECU | 146 | 1.3% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 142 | 1.3% | 32.9% |
| 23 | NATIONSTAR MORTGAGE LLC | 141 | 1.3% | — |
| 24 | Mortgage Research Center, LLC | 134 | 1.2% | — |
| 25 | Broker Solutions, Inc. | 117 | 1.0% | — |
| 26 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 114 | 1.0% | — |
| 27 | Frost Bank 66 out of 100, Moderate | 111 | 1.0% | 43.5% |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 108 | 1.0% | — |
| 29 | Truist Bank 63 out of 100, Moderate | 106 | 0.9% | 40.8% |
| 30 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 106 | 0.9% | — |
| 31 | LENNAR MORTGAGE, LLC | 100 | 0.9% | — |
| 32 | Bank of America, National Association 59 out of 100, Moderate | 100 | 0.9% | 44.7% |
| 33 | EVERETT FINANCIAL, INC. | 97 | 0.9% | — |
| 34 | LOWER, LLC | 95 | 0.8% | — |
| 35 | Gateway First Bank 54 out of 100, Below average | 84 | 0.8% | 5.3% |
| 36 | AMERICAN PACIFIC MORTGAGE CORPORATION | 82 | 0.7% | — |
| 37 | Paramount Residential Mortgage Group, Inc. | 68 | 0.6% | — |
| 38 | GUARANTEED RATE, INC. | 66 | 0.6% | — |
| 39 | FIRST CONTINENTAL MORTGAGE, LTD. | 64 | 0.6% | — |
| 40 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 62 | 0.6% | — |
Top 40 of 414 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps