Texas · HMDA 2025
Mortgage lenders in Kinney County, TX
40 lenders reported 82 home-loan applications in Kinney County in 2025. 39 closed as loans ($5.6M), 20 were denied — a 32.3% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 33% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 82
- Loans originated
- 39
- Purchase / refinance
- 25 / 10
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kinney County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 13 | 15.9% | — |
| 2 | The Bank & Trust 77 out of 100, Strong | 10 | 12.2% | 13.4% |
| 3 | Broker Solutions, Inc. | 4 | 4.9% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 4 | 4.9% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 3.7% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 3 | 3.7% | — |
| 7 | Rocket Mortgage, LLC | 3 | 3.7% | — |
| 8 | GoodLeap, LLC | 3 | 3.7% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 2.4% | 32.9% |
| 10 | NEWREZ LLC | 2 | 2.4% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 2.4% | — |
| 12 | Mortgage Research Center, LLC | 2 | 2.4% | — |
| 13 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 2 | 2.4% | 30.8% |
| 14 | AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | 2.4% | — |
| 15 | LAKEVIEW LOAN SERVICING, LLC | 2 | 2.4% | — |
| 16 | Loandepot.Com, LLC | 1 | 1.2% | — |
| 17 | Regions Bank 64 out of 100, Moderate | 1 | 1.2% | 43.1% |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.2% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 1.2% | 39.5% |
| 20 | Queensborough National Bank & Trust Company 62 out of 100, Moderate | 1 | 1.2% | 7.8% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 1.2% | — |
| 22 | FIGURE LENDING LLC | 1 | 1.2% | — |
| 23 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 1.2% | — |
| 24 | PLANET HOME LENDING, LLC | 1 | 1.2% | — |
| 25 | Gateway First Bank 54 out of 100, Below average | 1 | 1.2% | 5.3% |
| 26 | PREMIER MORTGAGE RESOURCES, L.L.C. | 1 | 1.2% | — |
| 27 | RED RIVER EMPLOYEES FEDERAL CREDIT UNION 77 out of 100, Strong | 1 | 1.2% | 19.0% |
| 28 | American National Bank & Trust 61 out of 100, Moderate | 1 | 1.2% | 4.4% |
| 29 | FREEDOM MORTGAGE CORPORATION | 1 | 1.2% | — |
| 30 | MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 1.2% | — |
| 31 | CONSUMER REAL ESTATE FINANCE CO. | 1 | 1.2% | — |
| 32 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 1 | 1.2% | 74.7% |
| 33 | ROYAL UNITED MORTGAGE LLC | 1 | 1.2% | — |
| 34 | Goldwater Bank, N.A. 35 out of 100, Low | 1 | 1.2% | 0.4% |
| 35 | BETTER MORTGAGE CORPORATION | 1 | 1.2% | — |
| 36 | TEXAS BAY | 1 | 1.2% | — |
| 37 | DIRECTIONS EQUITY, LLC | 1 | 1.2% | — |
| 38 | USAA Federal Savings Bank 64 out of 100, Moderate | 1 | 1.2% | 37.2% |
| 39 | GARDNER FINANCIAL SERVICES, LTD. | 1 | 1.2% | — |
| 40 | Magnolia Bank, Incorporated 49 out of 100, Below average | 1 | 1.2% | 10.3% |
Top 40 of 40 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps