Texas · HMDA 2025
Mortgage lenders in Lamb County, TX
79 lenders reported 276 home-loan applications in Lamb County in 2025. 110 closed as loans ($17.4M), 67 were denied — a 36.2% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 20% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 276
- Loans originated
- 110
- Purchase / refinance
- 76 / 25
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lamb County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 24 | 8.7% | — |
| 2 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 15 | 5.4% | — |
| 3 | First United Bank 77 out of 100, Strong | 15 | 5.4% | 1.9% |
| 4 | Mortgage Research Center, LLC | 14 | 5.1% | — |
| 5 | Rocket Mortgage, LLC | 11 | 4.0% | — |
| 6 | Prosperity Bank 71 out of 100, Strong | 11 | 4.0% | 31.5% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 10 | 3.6% | — |
| 8 | LAKEVIEW LOAN SERVICING, LLC | 10 | 3.6% | — |
| 9 | TRIAD FINANCIAL SERVICES, INC. | 9 | 3.3% | — |
| 10 | NEWREZ LLC | 8 | 2.9% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | 2.5% | — |
| 12 | Texas Tech Federal Credit Union 69 out of 100, Moderate | 7 | 2.5% | 1.2% |
| 13 | PLANET HOME LENDING, LLC | 6 | 2.2% | — |
| 14 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | 2.2% | — |
| 15 | ALLIANCE CREDIT UNION | 6 | 2.2% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.8% | — |
| 17 | Amarillo National Bank 62 out of 100, Moderate | 5 | 1.8% | 14.9% |
| 18 | City Bank 75 out of 100, Strong | 5 | 1.8% | 16.6% |
| 19 | Loandepot.Com, LLC | 4 | 1.4% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 4 | 1.4% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 4 | 1.4% | — |
| 22 | FLAT BRANCH MORTGAGE, INC. | 4 | 1.4% | — |
| 23 | Centennial Bank 79 out of 100, Strong | 4 | 1.4% | 23.4% |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.1% | 14.1% |
| 25 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.1% | — |
| 26 | Broker Solutions, Inc. | 3 | 1.1% | — |
| 27 | GUARANTEED RATE, INC. | 3 | 1.1% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 3 | 1.1% | 44.7% |
| 29 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | 1.1% | — |
| 30 | TAMMAC HOLDINGS CORPORATION | 3 | 1.1% | — |
| 31 | UMB Bank, National Association 65 out of 100, Moderate | 3 | 1.1% | 30.5% |
| 32 | Discover Bank | 2 | 0.7% | — |
| 33 | Wellington State Bank 43 out of 100, Below average | 2 | 0.7% | 7.1% |
| 34 | Filo Mortgage, L.L.C. | 2 | 0.7% | — |
| 35 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 0.7% | — |
| 36 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 2 | 0.7% | 30.8% |
| 37 | T2 FINANCIAL LLC | 2 | 0.7% | — |
| 38 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 0.7% | 74.7% |
| 39 | HOMEXPRESS MORTGAGE CORP. | 2 | 0.7% | — |
| 40 | Access Community Credit Union 66 out of 100, Moderate | 2 | 0.7% | 6.5% |
Top 40 of 79 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps