Texas · HMDA 2025
Mortgage lenders in Liberty County, TX
302 lenders reported 7,319 home-loan applications in Liberty County in 2025. 2,186 closed as loans ($515.6M), 2,442 were denied — a 48.2% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 41% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,319
- Loans originated
- 2,186
- Purchase / refinance
- 1,771 / 323
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Liberty County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 1,346 | 18.4% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1,014 | 13.9% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 623 | 8.5% | — |
| 4 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 248 | 3.4% | 74.7% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 237 | 3.2% | — |
| 6 | TAMMAC HOLDINGS CORPORATION | 236 | 3.2% | — |
| 7 | Rocket Mortgage, LLC | 179 | 2.4% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 172 | 2.4% | — |
| 9 | DHI MORTGAGE COMPANY, LTD. | 160 | 2.2% | — |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 123 | 1.7% | — |
| 11 | First Liberty Bank 72 out of 100, Strong | 97 | 1.3% | 34.3% |
| 12 | K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 91 | 1.2% | — |
| 13 | Broker Solutions, Inc. | 89 | 1.2% | — |
| 14 | SOUTHWEST STAGE FUNDING, LLC | 89 | 1.2% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 81 | 1.1% | — |
| 16 | NEWREZ LLC | 76 | 1.0% | — |
| 17 | COUNTRYPLACE MORTGAGE, LTD. | 76 | 1.0% | — |
| 18 | CMG MORTGAGE, INC. | 71 | 1.0% | — |
| 19 | FirstBank 59 out of 100, Moderate | 70 | 1.0% | 42.8% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 64 | 0.9% | — |
| 21 | Mortgage Research Center, LLC | 63 | 0.9% | — |
| 22 | PLANET HOME LENDING, LLC | 63 | 0.9% | — |
| 23 | STONE MEADOW LENDING, LLC | 51 | 0.7% | — |
| 24 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 50 | 0.7% | 2.2% |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 48 | 0.7% | 14.1% |
| 26 | Loandepot.Com, LLC | 48 | 0.7% | — |
| 27 | KIND LENDING, LLC | 46 | 0.6% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 42 | 0.6% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 40 | 0.5% | 44.7% |
| 30 | COMMUNITY RESOURCE CREDIT UNION 75 out of 100, Strong | 39 | 0.5% | 44.2% |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 37 | 0.5% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 32 | 0.4% | 32.9% |
| 33 | FIRST CONTINENTAL MORTGAGE, LTD. | 32 | 0.4% | — |
| 34 | INSPIRE HOME LOANS INC. | 32 | 0.4% | — |
| 35 | UNION HOME MORTGAGE CORP. | 32 | 0.4% | — |
| 36 | MOVEMENT MORTGAGE, LLC | 31 | 0.4% | — |
| 37 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 31 | 0.4% | — |
| 38 | RAVE FINANCIAL CREDIT UNION 71 out of 100, Strong | 30 | 0.4% | 33.2% |
| 39 | GUILD MORTGAGE COMPANY | 29 | 0.4% | — |
| 40 | PLAZA HOME MORTGAGE, INC. | 29 | 0.4% | — |
Top 40 of 302 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps