Texas · HMDA 2025
Mortgage lenders in Lubbock County, TX
393 lenders reported 12,810 home-loan applications in Lubbock County in 2025. 6,275 closed as loans ($1.7B), 1,410 were denied — a 17.7% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 17% of applications, led by ALLIANCE CREDIT UNION. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 12,810
- Loans originated
- 6,275
- Purchase / refinance
- 4,722 / 1,202
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lubbock County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ALLIANCE CREDIT UNION | 802 | 6.3% | — |
| 2 | Texas Tech Federal Credit Union 69 out of 100, Moderate | 758 | 5.9% | 1.2% |
| 3 | T2 FINANCIAL LLC | 680 | 5.3% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 608 | 4.7% | — |
| 5 | LAKEVIEW LOAN SERVICING, LLC | 549 | 4.3% | — |
| 6 | AMERIHOME MORTGAGE COMPANY, LLC | 407 | 3.2% | — |
| 7 | 21st Mortgage Corporation | 378 | 3.0% | — |
| 8 | Rocket Mortgage, LLC | 376 | 2.9% | — |
| 9 | PHH Mortgage Corporation | 375 | 2.9% | — |
| 10 | City Bank 75 out of 100, Strong | 359 | 2.8% | 16.6% |
| 11 | DHI MORTGAGE COMPANY, LTD. | 352 | 2.7% | — |
| 12 | Amarillo National Bank 62 out of 100, Moderate | 329 | 2.6% | 14.9% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 325 | 2.5% | — |
| 14 | NEWREZ LLC | 280 | 2.2% | — |
| 15 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 267 | 2.1% | — |
| 16 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 258 | 2.0% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 254 | 2.0% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 216 | 1.7% | 14.1% |
| 19 | FREEDOM MORTGAGE CORPORATION | 195 | 1.5% | — |
| 20 | PLANET HOME LENDING, LLC | 192 | 1.5% | — |
| 21 | Prosperity Bank 71 out of 100, Strong | 178 | 1.4% | 31.5% |
| 22 | Mortgage Research Center, LLC | 157 | 1.2% | — |
| 23 | Peoples Bank | 150 | 1.2% | — |
| 24 | Loandepot.Com, LLC | 145 | 1.1% | — |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 142 | 1.1% | 44.7% |
| 26 | RESIDENTIAL WHOLESALE MORTGAGE, INC. | 131 | 1.0% | — |
| 27 | GUILD MORTGAGE COMPANY | 112 | 0.9% | — |
| 28 | KIND LENDING, LLC | 112 | 0.9% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 111 | 0.9% | — |
| 30 | Kiavi Funding, Inc. | 109 | 0.9% | — |
| 31 | First United Bank 77 out of 100, Strong | 96 | 0.7% | 1.9% |
| 32 | Truist Bank 63 out of 100, Moderate | 92 | 0.7% | 40.8% |
| 33 | VANDERBILT MORTGAGE AND FINANCE, INC. | 92 | 0.7% | — |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 91 | 0.7% | — |
| 35 | Citizens State Bank | 85 | 0.7% | — |
| 36 | FLAT BRANCH MORTGAGE, INC. | 84 | 0.7% | — |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 82 | 0.6% | 32.9% |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 74 | 0.6% | 22.2% |
| 39 | Discover Bank | 69 | 0.5% | — |
| 40 | AMWEST FUNDING CORP. | 62 | 0.5% | — |
Top 40 of 393 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps