Texas · HMDA 2025
Mortgage lenders in Lynn County, TX
67 lenders reported 212 home-loan applications in Lynn County in 2025. 99 closed as loans ($28.3M), 36 were denied — a 25.9% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 23% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 212
- Loans originated
- 99
- Purchase / refinance
- 60 / 28
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lynn County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 21 | 9.9% | — |
| 2 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 15 | 7.1% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 5.7% | — |
| 4 | Rocket Mortgage, LLC | 11 | 5.2% | — |
| 5 | ALLIANCE CREDIT UNION | 11 | 5.2% | — |
| 6 | Amarillo National Bank 62 out of 100, Moderate | 9 | 4.2% | 14.9% |
| 7 | City Bank 75 out of 100, Strong | 8 | 3.8% | 16.6% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 7 | 3.3% | — |
| 9 | TRIAD FINANCIAL SERVICES, INC. | 6 | 2.8% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 6 | 2.8% | — |
| 11 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | 2.4% | — |
| 12 | Prosperity Bank 71 out of 100, Strong | 5 | 2.4% | 31.5% |
| 13 | LAKEVIEW LOAN SERVICING, LLC | 5 | 2.4% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.9% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 1.9% | — |
| 16 | Texas Tech Federal Credit Union 69 out of 100, Moderate | 4 | 1.9% | 1.2% |
| 17 | PHH Mortgage Corporation | 4 | 1.9% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.4% | 14.1% |
| 19 | Truist Bank 63 out of 100, Moderate | 3 | 1.4% | 40.8% |
| 20 | Mortgage Research Center, LLC | 3 | 1.4% | — |
| 21 | Farm Credit Mid-America | 3 | 1.4% | — |
| 22 | T2 FINANCIAL LLC | 3 | 1.4% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 3 | 1.4% | — |
| 24 | Peoples Bank | 3 | 1.4% | — |
| 25 | CMG MORTGAGE, INC. | 2 | 0.9% | — |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.9% | 22.2% |
| 27 | GUARANTEED RATE, INC. | 2 | 0.9% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.9% | 44.7% |
| 29 | Western Bank 71 out of 100, Strong | 2 | 0.9% | 11.1% |
| 30 | PLANET HOME LENDING, LLC | 2 | 0.9% | — |
| 31 | AMERICAN FINANCING CORPORATION | 2 | 0.9% | — |
| 32 | FLAT BRANCH MORTGAGE, INC. | 2 | 0.9% | — |
| 33 | RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | 0.9% | — |
| 34 | UMB Bank, National Association 65 out of 100, Moderate | 2 | 0.9% | 30.5% |
| 35 | Centennial Bank 79 out of 100, Strong | 2 | 0.9% | 23.4% |
| 36 | NEWREZ LLC | 1 | 0.5% | — |
| 37 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.5% | 32.5% |
| 38 | Loandepot.Com, LLC | 1 | 0.5% | — |
| 39 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.5% | — |
| 40 | AmeriSave Mortgage Corporation | 1 | 0.5% | — |
Top 40 of 67 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps