Texas · HMDA 2025
Mortgage lenders in Midland County, TX
354 lenders reported 9,818 home-loan applications in Midland County in 2025. 4,345 closed as loans ($1.4B), 1,554 were denied — a 25.1% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 24% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,818
- Loans originated
- 4,345
- Purchase / refinance
- 3,472 / 682
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Midland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 1,202 | 12.2% | — |
| 2 | LAKEVIEW LOAN SERVICING, LLC | 652 | 6.6% | — |
| 3 | DHI MORTGAGE COMPANY, LTD. | 469 | 4.8% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 419 | 4.3% | — |
| 5 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 394 | 4.0% | — |
| 6 | Rocket Mortgage, LLC | 372 | 3.8% | — |
| 7 | AMERIHOME MORTGAGE COMPANY, LLC | 326 | 3.3% | — |
| 8 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 309 | 3.1% | — |
| 9 | TRIAD FINANCIAL SERVICES, INC. | 229 | 2.3% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 179 | 1.8% | 14.1% |
| 11 | LRS FINANCIAL NETWORK, INC. | 176 | 1.8% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 175 | 1.8% | — |
| 13 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 175 | 1.8% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 173 | 1.8% | — |
| 15 | Texas Tech Federal Credit Union 69 out of 100, Moderate | 161 | 1.6% | 1.2% |
| 16 | FREEDOM MORTGAGE CORPORATION | 155 | 1.6% | — |
| 17 | PLANET HOME LENDING, LLC | 147 | 1.5% | — |
| 18 | NEWREZ LLC | 143 | 1.5% | — |
| 19 | SECURITYNATIONAL MORTGAGE COMPANY | 127 | 1.3% | — |
| 20 | Frost Bank 66 out of 100, Moderate | 126 | 1.3% | 43.5% |
| 21 | GUARANTEED RATE, INC. | 124 | 1.3% | — |
| 22 | EVERETT FINANCIAL, INC. | 121 | 1.2% | — |
| 23 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 113 | 1.2% | — |
| 24 | Community National Bank | 110 | 1.1% | — |
| 25 | VANDERBILT MORTGAGE AND FINANCE, INC. | 84 | 0.9% | — |
| 26 | FLAT BRANCH MORTGAGE, INC. | 83 | 0.8% | — |
| 27 | PHH Mortgage Corporation | 76 | 0.8% | — |
| 28 | Mortgage Research Center, LLC | 71 | 0.7% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 71 | 0.7% | 44.7% |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 60 | 0.6% | — |
| 31 | Broker Solutions, Inc. | 58 | 0.6% | — |
| 32 | DIRECTIONS EQUITY, LLC | 57 | 0.6% | — |
| 33 | City Bank 75 out of 100, Strong | 56 | 0.6% | 16.6% |
| 34 | MTCU | 55 | 0.6% | — |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 53 | 0.5% | 22.2% |
| 36 | THE MORTGAGE LINK, INC. | 53 | 0.5% | — |
| 37 | Complex Community Federal Credit Union 85 out of 100, Very strong | 48 | 0.5% | 22.6% |
| 38 | GENEVA FINANCIAL, LLC | 48 | 0.5% | — |
| 39 | Truist Bank 63 out of 100, Moderate | 47 | 0.5% | 40.8% |
| 40 | Prosperity Bank 71 out of 100, Strong | 47 | 0.5% | 31.5% |
Top 40 of 354 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps