Texas · HMDA 2025
Mortgage lenders in Mitchell County, TX
69 lenders reported 171 home-loan applications in Mitchell County in 2025. 66 closed as loans ($10.8M), 39 were denied — a 35.5% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 20% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 171
- Loans originated
- 66
- Purchase / refinance
- 53 / 9
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mitchell County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 15 | 8.8% | — |
| 2 | Synergy One Lending, Inc. | 11 | 6.4% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 8 | 4.7% | — |
| 4 | Rocket Mortgage, LLC | 7 | 4.1% | — |
| 5 | LAKEVIEW LOAN SERVICING, LLC | 7 | 4.1% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 6 | 3.5% | — |
| 7 | PLANET HOME LENDING, LLC | 6 | 3.5% | — |
| 8 | GUARANTEED RATE, INC. | 5 | 2.9% | — |
| 9 | INTERLINC MORTGAGE SERVICES, LLC | 5 | 2.9% | — |
| 10 | PREMIER MORTGAGE RESOURCES, L.L.C. | 5 | 2.9% | — |
| 11 | NATIONSTAR MORTGAGE LLC | 5 | 2.9% | — |
| 12 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 5 | 2.9% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 2.3% | 14.1% |
| 14 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 2.3% | — |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | 1.8% | — |
| 16 | Broker Solutions, Inc. | 3 | 1.8% | — |
| 17 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | 1.8% | — |
| 18 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 1.8% | — |
| 19 | UMB Bank, National Association 65 out of 100, Moderate | 3 | 1.8% | 30.5% |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.2% | 32.9% |
| 21 | NEWREZ LLC | 2 | 1.2% | — |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.2% | — |
| 23 | Mortgage Research Center, LLC | 2 | 1.2% | — |
| 24 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | 1.2% | — |
| 25 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 1.2% | — |
| 26 | AMERICAN FINANCING CORPORATION | 2 | 1.2% | — |
| 27 | Prosperity Bank 71 out of 100, Strong | 2 | 1.2% | 31.5% |
| 28 | PLAZA HOME MORTGAGE, INC. | 2 | 1.2% | — |
| 29 | AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | 1.2% | — |
| 30 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | 1.2% | — |
| 31 | LoanUnited.com, LLC | 2 | 1.2% | — |
| 32 | First Financial Bank 76 out of 100, Strong | 2 | 1.2% | 12.6% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.6% | 22.2% |
| 34 | Loandepot.Com, LLC | 1 | 0.6% | — |
| 35 | AmeriSave Mortgage Corporation | 1 | 0.6% | — |
| 36 | GUILD MORTGAGE COMPANY | 1 | 0.6% | — |
| 37 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.6% | 33.8% |
| 38 | SPRING EQ, LLC | 1 | 0.6% | — |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.6% | 39.5% |
| 40 | Complex Community Federal Credit Union 85 out of 100, Very strong | 1 | 0.6% | 22.6% |
Top 40 of 69 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps