Texas · HMDA 2025
Mortgage lenders in Morris County, TX
101 lenders reported 475 home-loan applications in Morris County in 2025. 203 closed as loans ($35.5M), 102 were denied — a 31.6% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 20% of applications, led by 21st Mortgage Corporation. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 475
- Loans originated
- 203
- Purchase / refinance
- 128 / 56
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Morris County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 46 | 9.7% | — |
| 2 | Rocket Mortgage, LLC | 25 | 5.3% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 24 | 5.1% | — |
| 4 | EAST TEXAS PROFESSIONAL Credit Union 90 out of 100, Very strong | 23 | 4.8% | 23.5% |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 20 | 4.2% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 17 | 3.6% | — |
| 7 | Texas Heritage National Bank 59 out of 100, Moderate | 15 | 3.2% | 7.1% |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 14 | 2.9% | — |
| 9 | Guaranty Bank & Trust, N.A. | 14 | 2.9% | — |
| 10 | The First National Bank of Hughes Springs | 12 | 2.5% | — |
| 11 | UNITED BUILT HOMES, L.L.C. | 12 | 2.5% | — |
| 12 | Mortgage Research Center, LLC | 11 | 2.3% | — |
| 13 | LAKEVIEW LOAN SERVICING, LLC | 10 | 2.1% | — |
| 14 | PLANET HOME LENDING, LLC | 9 | 1.9% | — |
| 15 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 9 | 1.9% | — |
| 16 | NEWREZ LLC | 8 | 1.7% | — |
| 17 | T2 FINANCIAL LLC | 8 | 1.7% | — |
| 18 | Cypress Bank, SSB | 8 | 1.7% | — |
| 19 | Broker Solutions, Inc. | 7 | 1.5% | — |
| 20 | GUILD MORTGAGE COMPANY | 7 | 1.5% | — |
| 21 | ROYAL UNITED MORTGAGE LLC | 7 | 1.5% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.3% | 14.1% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 1.3% | — |
| 24 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 5 | 1.1% | 26.9% |
| 25 | The City National Bank of Sulphur Springs 78 out of 100, Strong | 5 | 1.1% | 13.8% |
| 26 | Loandepot.Com, LLC | 4 | 0.8% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.8% | — |
| 28 | AMERICAN FINANCIAL NETWORK, INC. | 4 | 0.8% | — |
| 29 | RED RIVER EMPLOYEES FEDERAL CREDIT UNION 77 out of 100, Strong | 4 | 0.8% | 19.0% |
| 30 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 0.8% | 74.7% |
| 31 | NETWORK CAPITAL FUNDING CORPORATION | 4 | 0.8% | — |
| 32 | CMG MORTGAGE, INC. | 3 | 0.6% | — |
| 33 | Fairway Independent Mortgage Corporation | 3 | 0.6% | — |
| 34 | Discover Bank | 3 | 0.6% | — |
| 35 | AmeriSave Mortgage Corporation | 3 | 0.6% | — |
| 36 | SPRING EQ, LLC | 3 | 0.6% | — |
| 37 | First National Bank of East Texas 60 out of 100, Moderate | 3 | 0.6% | 13.4% |
| 38 | SOUTHWEST STAGE FUNDING, LLC | 3 | 0.6% | — |
| 39 | GENWAY HOME MORTGAGE, INC. | 3 | 0.6% | — |
| 40 | AMERICAN FINANCING CORPORATION | 3 | 0.6% | — |
Top 40 of 101 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps