Texas · HMDA 2025
Mortgage lenders in Potter County, TX
194 lenders reported 3,453 home-loan applications in Potter County in 2025. 1,525 closed as loans ($294.4M), 542 were denied — a 23.8% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 25% of applications, led by Amarillo National Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,453
- Loans originated
- 1,525
- Purchase / refinance
- 939 / 410
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Potter County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Amarillo National Bank 62 out of 100, Moderate | 565 | 16.4% | 14.9% |
| 2 | 21st Mortgage Corporation | 165 | 4.8% | — |
| 3 | LAKEVIEW LOAN SERVICING, LLC | 131 | 3.8% | — |
| 4 | Rocket Mortgage, LLC | 104 | 3.0% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 100 | 2.9% | — |
| 6 | Centennial Bank 79 out of 100, Strong | 92 | 2.7% | 23.4% |
| 7 | Education Credit Union 70 out of 100, Strong | 89 | 2.6% | 1.8% |
| 8 | RIGHT START MORTGAGE, INC. | 88 | 2.5% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 82 | 2.4% | — |
| 10 | Texas Tech Federal Credit Union 69 out of 100, Moderate | 73 | 2.1% | 1.2% |
| 11 | Access Community Credit Union 66 out of 100, Moderate | 73 | 2.1% | 6.5% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 71 | 2.1% | — |
| 13 | TRIAD FINANCIAL SERVICES, INC. | 71 | 2.1% | — |
| 14 | PLANET HOME LENDING, LLC | 69 | 2.0% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 64 | 1.9% | — |
| 16 | ALLIANCE CREDIT UNION | 64 | 1.9% | — |
| 17 | FirstBank Southwest | 63 | 1.8% | — |
| 18 | Kiavi Funding, Inc. | 61 | 1.8% | — |
| 19 | EUSTIS MORTGAGE CORPORATION | 58 | 1.7% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 57 | 1.7% | — |
| 21 | NEWREZ LLC | 55 | 1.6% | — |
| 22 | PHH Mortgage Corporation | 52 | 1.5% | — |
| 23 | Mortgage Research Center, LLC | 50 | 1.4% | — |
| 24 | ACFCU Federal Credit Union 57 out of 100, Moderate | 50 | 1.4% | 19.5% |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 44 | 1.3% | 14.1% |
| 26 | ASSOCIATED MORTGAGE CORPORATION | 44 | 1.3% | — |
| 27 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 38 | 1.1% | — |
| 28 | First National Bank Texas 64 out of 100, Moderate | 38 | 1.1% | 3.8% |
| 29 | First United Bank 77 out of 100, Strong | 33 | 1.0% | 1.9% |
| 30 | Prosperity Bank 71 out of 100, Strong | 32 | 0.9% | 31.5% |
| 31 | FREEDOM MORTGAGE CORPORATION | 30 | 0.9% | — |
| 32 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 30 | 0.9% | 74.7% |
| 33 | Fairway Independent Mortgage Corporation | 28 | 0.8% | — |
| 34 | UNION HOME MORTGAGE CORP. | 28 | 0.8% | — |
| 35 | Loandepot.Com, LLC | 27 | 0.8% | — |
| 36 | GUILD MORTGAGE COMPANY | 24 | 0.7% | — |
| 37 | Bank of America, National Association 59 out of 100, Moderate | 23 | 0.7% | 44.7% |
| 38 | U.S. Bank National Association 55 out of 100, Moderate | 23 | 0.7% | 39.5% |
| 39 | THE MORTGAGE LINK, INC. | 22 | 0.6% | — |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 22 | 0.6% | — |
Top 40 of 194 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps