Texas · HMDA 2025
Mortgage lenders in Scurry County, TX
101 lenders reported 441 home-loan applications in Scurry County in 2025. 185 closed as loans ($31.2M), 75 were denied — a 28.0% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 22% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 441
- Loans originated
- 185
- Purchase / refinance
- 135 / 41
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Scurry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 51 | 11.6% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 23 | 5.2% | — |
| 3 | Synergy One Lending, Inc. | 23 | 5.2% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 17 | 3.9% | — |
| 5 | Rocket Mortgage, LLC | 16 | 3.6% | — |
| 6 | Prosperity Bank 71 out of 100, Strong | 16 | 3.6% | 31.5% |
| 7 | Mortgage Research Center, LLC | 15 | 3.4% | — |
| 8 | LAKEVIEW LOAN SERVICING, LLC | 15 | 3.4% | — |
| 9 | UNION HOME MORTGAGE CORP. | 13 | 2.9% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 2.5% | — |
| 11 | PREMIER MORTGAGE RESOURCES, L.L.C. | 11 | 2.5% | — |
| 12 | UMB Bank, National Association 65 out of 100, Moderate | 11 | 2.5% | 30.5% |
| 13 | NEWREZ LLC | 10 | 2.3% | — |
| 14 | Broker Solutions, Inc. | 10 | 2.3% | — |
| 15 | First Financial Bank 76 out of 100, Strong | 10 | 2.3% | 12.6% |
| 16 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | 1.8% | — |
| 17 | Vista Bank | 7 | 1.6% | — |
| 18 | VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | 1.4% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 6 | 1.4% | — |
| 20 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 6 | 1.4% | — |
| 21 | Jefferson Bank 61 out of 100, Moderate | 6 | 1.4% | 6.9% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.1% | 14.1% |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.1% | — |
| 24 | Citizens State Bank | 4 | 0.9% | — |
| 25 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 4 | 0.9% | 2.2% |
| 26 | FREEDOM MORTGAGE CORPORATION | 4 | 0.9% | — |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.9% | — |
| 28 | Centennial Bank 79 out of 100, Strong | 4 | 0.9% | 23.4% |
| 29 | GUILD MORTGAGE COMPANY | 3 | 0.7% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.7% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.7% | 44.7% |
| 32 | SPRING EQ, LLC | 3 | 0.7% | — |
| 33 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | 0.7% | — |
| 34 | PLANET HOME LENDING, LLC | 3 | 0.7% | — |
| 35 | American National Bank & Trust 61 out of 100, Moderate | 3 | 0.7% | 4.4% |
| 36 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 3 | 0.7% | 74.7% |
| 37 | ONY GLO, INC. | 3 | 0.7% | — |
| 38 | LOWER, LLC | 3 | 0.7% | — |
| 39 | SECURITYNATIONAL MORTGAGE COMPANY | 3 | 0.7% | — |
| 40 | CANOPY MORTGAGE, LLC | 3 | 0.7% | — |
Top 40 of 101 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps