Texas · HMDA 2025
Mortgage lenders in Sherman County, TX
43 lenders reported 97 home-loan applications in Sherman County in 2025. 37 closed as loans ($6.3M), 17 were denied — a 28.8% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 24% of applications, led by Centennial Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 97
- Loans originated
- 37
- Purchase / refinance
- 25 / 9
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sherman County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Centennial Bank 79 out of 100, Strong | 10 | 10.3% | 23.4% |
| 2 | Amarillo National Bank 62 out of 100, Moderate | 7 | 7.2% | 14.9% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 6 | 6.2% | — |
| 4 | Rocket Mortgage, LLC | 6 | 6.2% | — |
| 5 | 21st Mortgage Corporation | 5 | 5.2% | — |
| 6 | RIGHT START MORTGAGE, INC. | 5 | 5.2% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 4.1% | — |
| 8 | Mortgage Research Center, LLC | 3 | 3.1% | — |
| 9 | PLANET HOME LENDING, LLC | 3 | 3.1% | — |
| 10 | ALLIANCE CREDIT UNION | 3 | 3.1% | — |
| 11 | HOMETRUST MORTGAGE COMPANY | 3 | 3.1% | — |
| 12 | CMG MORTGAGE, INC. | 2 | 2.1% | — |
| 13 | NEWREZ LLC | 2 | 2.1% | — |
| 14 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 2.1% | — |
| 15 | ROUNDPOINT MORTGAGE SERVICING LLC | 2 | 2.1% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 2 | 2.1% | — |
| 17 | LAKEVIEW LOAN SERVICING, LLC | 2 | 2.1% | — |
| 18 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 2.1% | 74.7% |
| 19 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 2.1% | — |
| 20 | Education Credit Union 70 out of 100, Strong | 2 | 2.1% | 1.8% |
| 21 | First National Bank Texas 64 out of 100, Moderate | 2 | 2.1% | 3.8% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.0% | 14.1% |
| 23 | Broker Solutions, Inc. | 1 | 1.0% | — |
| 24 | TRIAD FINANCIAL SERVICES, INC. | 1 | 1.0% | — |
| 25 | MidFirst Bank 34 out of 100, Low | 1 | 1.0% | 16.3% |
| 26 | ASSOCIATED MORTGAGE CORPORATION | 1 | 1.0% | — |
| 27 | Farm Credit Mid-America | 1 | 1.0% | — |
| 28 | ABILENE TEACHERS Federal Credit Union 95 out of 100, Very strong | 1 | 1.0% | 28.4% |
| 29 | CHURCHILL MORTGAGE CORPORATION | 1 | 1.0% | — |
| 30 | Prosperity Bank 71 out of 100, Strong | 1 | 1.0% | 31.5% |
| 31 | TAMMAC HOLDINGS CORPORATION | 1 | 1.0% | — |
| 32 | THE MORTGAGE LINK, INC. | 1 | 1.0% | — |
| 33 | Equity Prime Mortgage LLC | 1 | 1.0% | — |
| 34 | AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | 1.0% | — |
| 35 | Equity Bank 65 out of 100, Moderate | 1 | 1.0% | 18.4% |
| 36 | LoanUnited.com, LLC | 1 | 1.0% | — |
| 37 | City Bank 75 out of 100, Strong | 1 | 1.0% | 16.6% |
| 38 | GoodLeap, LLC | 1 | 1.0% | — |
| 39 | Access Community Credit Union 66 out of 100, Moderate | 1 | 1.0% | 6.5% |
| 40 | DAS Acquisition Company, LLC | 1 | 1.0% | — |
Top 40 of 43 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps