Texas · HMDA 2025
Mortgage lenders in Taylor County, TX
299 lenders reported 6,567 home-loan applications in Taylor County in 2025. 3,357 closed as loans ($835.6M), 702 were denied — a 16.6% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 25% of applications, led by First Financial Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,567
- Loans originated
- 3,357
- Purchase / refinance
- 2,480 / 635
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Taylor County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Financial Bank 76 out of 100, Strong | 985 | 15.0% | 12.6% |
| 2 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 322 | 4.9% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 319 | 4.9% | — |
| 4 | 21st Mortgage Corporation | 293 | 4.5% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 236 | 3.6% | — |
| 6 | AMERIHOME MORTGAGE COMPANY, LLC | 222 | 3.4% | — |
| 7 | LAKEVIEW LOAN SERVICING, LLC | 221 | 3.4% | — |
| 8 | NEWREZ LLC | 195 | 3.0% | — |
| 9 | Rocket Mortgage, LLC | 187 | 2.8% | — |
| 10 | Mortgage Research Center, LLC | 187 | 2.8% | — |
| 11 | ABILENE TEACHERS Federal Credit Union 95 out of 100, Very strong | 150 | 2.3% | 28.4% |
| 12 | PLANET HOME LENDING, LLC | 128 | 1.9% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 125 | 1.9% | — |
| 14 | DHI MORTGAGE COMPANY, LTD. | 120 | 1.8% | — |
| 15 | City Bank 75 out of 100, Strong | 117 | 1.8% | 16.6% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 97 | 1.5% | 14.1% |
| 17 | Loandepot.Com, LLC | 89 | 1.4% | — |
| 18 | GUILD MORTGAGE COMPANY | 86 | 1.3% | — |
| 19 | SWBC MORTGAGE CORPORATION | 85 | 1.3% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 85 | 1.3% | — |
| 21 | Clear Fork Bank, National Association 79 out of 100, Strong | 84 | 1.3% | 4.8% |
| 22 | MORTGAGE FINANCIAL SERVICES, LLC | 73 | 1.1% | — |
| 23 | PIKE CREEK MORTGAGE SERVICES, INC. | 70 | 1.1% | — |
| 24 | Kiavi Funding, Inc. | 67 | 1.0% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 63 | 1.0% | — |
| 26 | Fairway Independent Mortgage Corporation | 62 | 0.9% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 61 | 0.9% | 32.9% |
| 28 | TRIAD FINANCIAL SERVICES, INC. | 59 | 0.9% | — |
| 29 | THE LOAN STORE, INC. | 59 | 0.9% | — |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 50 | 0.8% | 44.7% |
| 31 | ENVOY MORTGAGE, LTD | 49 | 0.7% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 48 | 0.7% | — |
| 33 | Prosperity Bank 71 out of 100, Strong | 44 | 0.7% | 31.5% |
| 34 | VANDERBILT MORTGAGE AND FINANCE, INC. | 42 | 0.6% | — |
| 35 | GUARANTEED RATE, INC. | 42 | 0.6% | — |
| 36 | T2 FINANCIAL LLC | 40 | 0.6% | — |
| 37 | Stride Bank, National Association 69 out of 100, Moderate | 39 | 0.6% | 3.2% |
| 38 | Coleman County State Bank 78 out of 100, Strong | 37 | 0.6% | 2.5% |
| 39 | USAA Federal Savings Bank 64 out of 100, Moderate | 37 | 0.6% | 37.2% |
| 40 | Broker Solutions, Inc. | 36 | 0.5% | — |
Top 40 of 299 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps