Texas · HMDA 2025
Mortgage lenders in Trinity County, TX
120 lenders reported 582 home-loan applications in Trinity County in 2025. 215 closed as loans ($42.8M), 138 were denied — a 34.9% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 30% of applications, led by 21st Mortgage Corporation. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 582
- Loans originated
- 215
- Purchase / refinance
- 162 / 36
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Trinity County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 81 | 13.9% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 49 | 8.4% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 46 | 7.9% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 23 | 4.0% | — |
| 5 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 20 | 3.4% | 74.7% |
| 6 | Rocket Mortgage, LLC | 19 | 3.3% | — |
| 7 | EUSTIS MORTGAGE CORPORATION | 17 | 2.9% | — |
| 8 | Mortgage Research Center, LLC | 15 | 2.6% | — |
| 9 | NATIONSTAR MORTGAGE LLC | 12 | 2.1% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 11 | 1.9% | — |
| 11 | LAKEVIEW LOAN SERVICING, LLC | 11 | 1.9% | — |
| 12 | NEWREZ LLC | 9 | 1.5% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 1.5% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 1.5% | — |
| 15 | PLANET HOME LENDING, LLC | 9 | 1.5% | — |
| 16 | CMG MORTGAGE, INC. | 7 | 1.2% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 1.2% | 14.1% |
| 18 | Loandepot.Com, LLC | 6 | 1.0% | — |
| 19 | First National Bank of Huntsville 90 out of 100, Very strong | 6 | 1.0% | 5.4% |
| 20 | MOVEMENT MORTGAGE, LLC | 5 | 0.9% | — |
| 21 | Broker Solutions, Inc. | 5 | 0.9% | — |
| 22 | GUILD MORTGAGE COMPANY | 5 | 0.9% | — |
| 23 | Austin Bank, Texas National Association 88 out of 100, Very strong | 5 | 0.9% | 19.4% |
| 24 | UNITED BUILT HOMES, L.L.C. | 5 | 0.9% | — |
| 25 | FREEDOM MORTGAGE CORPORATION | 5 | 0.9% | — |
| 26 | FirstBank 59 out of 100, Moderate | 5 | 0.9% | 42.8% |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.9% | — |
| 28 | Fairway Independent Mortgage Corporation | 4 | 0.7% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.7% | 44.7% |
| 30 | SOUTHWEST STAGE FUNDING, LLC | 4 | 0.7% | — |
| 31 | AMERICAN FINANCING CORPORATION | 4 | 0.7% | — |
| 32 | Commercial Bank of Texas, National Association | 4 | 0.7% | — |
| 33 | FocusOne Mortgage, LLC | 4 | 0.7% | — |
| 34 | RIGHT START MORTGAGE, INC. | 4 | 0.7% | — |
| 35 | HOMETRUST MORTGAGE COMPANY | 4 | 0.7% | — |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.5% | 32.9% |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.5% | 22.2% |
| 38 | Discover Bank | 3 | 0.5% | — |
| 39 | AmeriSave Mortgage Corporation | 3 | 0.5% | — |
| 40 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | 0.5% | — |
Top 40 of 120 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps