Texas · HMDA 2025
Mortgage lenders in Washington County, TX
188 lenders reported 1,442 home-loan applications in Washington County in 2025. 654 closed as loans ($198.9M), 329 were denied — a 31.1% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 18% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,442
- Loans originated
- 654
- Purchase / refinance
- 434 / 161
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 90 | 6.2% | — |
| 2 | DHI MORTGAGE COMPANY, LTD. | 86 | 6.0% | — |
| 3 | 21st Mortgage Corporation | 79 | 5.5% | — |
| 4 | Citizens State Bank 66 out of 100, Moderate | 79 | 5.5% | 6.7% |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 58 | 4.0% | — |
| 6 | Rocket Mortgage, LLC | 58 | 4.0% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 56 | 3.9% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 47 | 3.3% | — |
| 9 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 46 | 3.2% | 74.7% |
| 10 | CMG MORTGAGE, INC. | 39 | 2.7% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 35 | 2.4% | 14.1% |
| 12 | LAKEVIEW LOAN SERVICING, LLC | 28 | 1.9% | — |
| 13 | The Brenham National Bank 69 out of 100, Moderate | 28 | 1.9% | 6.1% |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 26 | 1.8% | — |
| 15 | Cadence Bank | 25 | 1.7% | — |
| 16 | NEWREZ LLC | 24 | 1.7% | — |
| 17 | FirstBank 59 out of 100, Moderate | 24 | 1.7% | 42.8% |
| 18 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 22 | 1.5% | 2.2% |
| 19 | KIND LENDING, LLC | 20 | 1.4% | — |
| 20 | Mortgage Research Center, LLC | 19 | 1.3% | — |
| 21 | SOUTHWEST STAGE FUNDING, LLC | 17 | 1.2% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 16 | 1.1% | — |
| 23 | NFM, INC. | 16 | 1.1% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 1.0% | — |
| 25 | Farm Credit Mid-America | 15 | 1.0% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 15 | 1.0% | — |
| 27 | PNC Bank, National Association 62 out of 100, Moderate | 13 | 0.9% | 33.8% |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 13 | 0.9% | 44.7% |
| 29 | Bank of Brenham, National Association | 12 | 0.8% | — |
| 30 | CALCON MUTUAL MORTGAGE LLC | 12 | 0.8% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 0.8% | 32.9% |
| 32 | Broker Solutions, Inc. | 11 | 0.8% | — |
| 33 | Round Top State Bank 80 out of 100, Strong | 11 | 0.8% | 8.1% |
| 34 | BRAZOS VALLEY SCHOOLS | 11 | 0.8% | — |
| 35 | TAMMAC HOLDINGS CORPORATION | 10 | 0.7% | — |
| 36 | Frost Bank 66 out of 100, Moderate | 10 | 0.7% | 43.5% |
| 37 | GUARANTEED RATE, INC. | 9 | 0.6% | — |
| 38 | PLAZA HOME MORTGAGE, INC. | 8 | 0.6% | — |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 0.5% | 22.2% |
| 40 | Fairway Independent Mortgage Corporation | 7 | 0.5% | — |
Top 40 of 188 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps