Texas · HMDA 2025
Mortgage lenders in Wilson County, TX
233 lenders reported 2,624 home-loan applications in Wilson County in 2025. 1,214 closed as loans ($379.1M), 438 were denied — a 24.7% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 23% of applications, led by RANDOLPH-BROOKS FEDERAL CREDIT UNION. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,624
- Loans originated
- 1,214
- Purchase / refinance
- 710 / 421
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wilson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 285 | 10.9% | 14.3% |
| 2 | 21st Mortgage Corporation | 201 | 7.7% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 114 | 4.3% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 110 | 4.2% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 101 | 3.8% | — |
| 6 | Rocket Mortgage, LLC | 97 | 3.7% | — |
| 7 | NEWREZ LLC | 83 | 3.2% | — |
| 8 | LENNAR MORTGAGE, LLC | 82 | 3.1% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 66 | 2.5% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 59 | 2.2% | — |
| 11 | PILGRIM MORTGAGE LLC | 55 | 2.1% | — |
| 12 | Mortgage Research Center, LLC | 52 | 2.0% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 41 | 1.6% | 32.9% |
| 14 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 41 | 1.6% | 30.8% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 39 | 1.5% | 14.1% |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 36 | 1.4% | — |
| 17 | VILLAGE CAPITAL & INVESTMENT LLC | 34 | 1.3% | — |
| 18 | PLANET HOME LENDING, LLC | 33 | 1.3% | — |
| 19 | DIRECTIONS EQUITY, LLC | 31 | 1.2% | — |
| 20 | CMG MORTGAGE, INC. | 28 | 1.1% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 28 | 1.1% | — |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 28 | 1.1% | — |
| 23 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 27 | 1.0% | 74.7% |
| 24 | Frost Bank 66 out of 100, Moderate | 26 | 1.0% | 43.5% |
| 25 | Loandepot.Com, LLC | 25 | 1.0% | — |
| 26 | Broker Solutions, Inc. | 24 | 0.9% | — |
| 27 | M/I FINANCIAL, LLC | 24 | 0.9% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 23 | 0.9% | — |
| 29 | SOUTHWEST STAGE FUNDING, LLC | 22 | 0.8% | — |
| 30 | GARDNER FINANCIAL SERVICES, LTD. | 19 | 0.7% | — |
| 31 | FIRSTMARK | 18 | 0.7% | — |
| 32 | KIND LENDING, LLC | 18 | 0.7% | — |
| 33 | SWBC MORTGAGE CORPORATION | 17 | 0.6% | — |
| 34 | The Falls City National Bank 69 out of 100, Moderate | 17 | 0.6% | 1.8% |
| 35 | RIGHT START MORTGAGE, INC. | 17 | 0.6% | — |
| 36 | PHH Mortgage Corporation | 17 | 0.6% | — |
| 37 | GUILD MORTGAGE COMPANY | 16 | 0.6% | — |
| 38 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 15 | 0.6% | — |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 14 | 0.5% | 22.2% |
| 40 | AmeriSave Mortgage Corporation | 14 | 0.5% | — |
Top 40 of 233 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps