Texas · HMDA 2025
Mortgage lenders in Wise County, TX
322 lenders reported 4,892 home-loan applications in Wise County in 2025. 2,345 closed as loans ($767.9M), 824 were denied — a 24.7% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 19% of applications, led by DHI MORTGAGE COMPANY, LTD.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,892
- Loans originated
- 2,345
- Purchase / refinance
- 1,671 / 517
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wise County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | DHI MORTGAGE COMPANY, LTD. | 352 | 7.2% | — |
| 2 | 21st Mortgage Corporation | 329 | 6.7% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 268 | 5.5% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 208 | 4.3% | — |
| 5 | Rocket Mortgage, LLC | 186 | 3.8% | — |
| 6 | LAKEVIEW LOAN SERVICING, LLC | 126 | 2.6% | — |
| 7 | American National Bank & Trust 61 out of 100, Moderate | 114 | 2.3% | 4.4% |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 106 | 2.2% | — |
| 9 | Fairway Independent Mortgage Corporation | 100 | 2.0% | — |
| 10 | LENNAR MORTGAGE, LLC | 98 | 2.0% | — |
| 11 | NEWREZ LLC | 95 | 1.9% | — |
| 12 | First Financial Bank 76 out of 100, Strong | 89 | 1.8% | 12.6% |
| 13 | TRIAD FINANCIAL SERVICES, INC. | 87 | 1.8% | — |
| 14 | GUILD MORTGAGE COMPANY | 81 | 1.7% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 72 | 1.5% | — |
| 16 | SFMC, LP | 69 | 1.4% | — |
| 17 | PLANET HOME LENDING, LLC | 68 | 1.4% | — |
| 18 | Loandepot.Com, LLC | 63 | 1.3% | — |
| 19 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 63 | 1.3% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 62 | 1.3% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 57 | 1.2% | 14.1% |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 56 | 1.1% | — |
| 23 | First United Bank and Trust Company 50 out of 100, Below average | 54 | 1.1% | 8.1% |
| 24 | DATCU | 51 | 1.0% | — |
| 25 | Mortgage Research Center, LLC | 50 | 1.0% | — |
| 26 | UNION HOME MORTGAGE CORP. | 50 | 1.0% | — |
| 27 | Frost Bank 66 out of 100, Moderate | 41 | 0.8% | 43.5% |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 40 | 0.8% | 32.9% |
| 29 | SOUTHWEST STAGE FUNDING, LLC | 39 | 0.8% | — |
| 30 | Magnolia Bank, Incorporated 49 out of 100, Below average | 39 | 0.8% | 10.3% |
| 31 | CMG MORTGAGE, INC. | 38 | 0.8% | — |
| 32 | VANDERBILT MORTGAGE AND FINANCE, INC. | 36 | 0.7% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 35 | 0.7% | 44.7% |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 35 | 0.7% | — |
| 35 | Broker Solutions, Inc. | 33 | 0.7% | — |
| 36 | SPRING EQ, LLC | 32 | 0.7% | — |
| 37 | Gateway First Bank 54 out of 100, Below average | 30 | 0.6% | 5.3% |
| 38 | Truist Bank 63 out of 100, Moderate | 29 | 0.6% | 40.8% |
| 39 | GUARANTEED RATE, INC. | 28 | 0.6% | — |
| 40 | AMERICAN FINANCIAL RESOURCES, INC. | 27 | 0.6% | — |
Top 40 of 322 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps