Utah · HMDA 2025
Mortgage lenders in Duchesne County, UT
114 lenders reported 955 home-loan applications in Duchesne County in 2025. 471 closed as loans ($114.3M), 194 were denied — a 28.0% denial rate on decided applications, above the Utah rate of 19.1%. The three most active lenders handled 43% of applications, led by Mountain America Federal Credit Union. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 955
- Loans originated
- 471
- Purchase / refinance
- 203 / 177
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Duchesne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mountain America Federal Credit Union 56 out of 100, Moderate | 307 | 32.1% | 45.0% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 55 | 5.8% | — |
| 3 | GUILD MORTGAGE COMPANY | 47 | 4.9% | — |
| 4 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 41 | 4.3% | 30.7% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 32 | 3.4% | — |
| 6 | Rocket Mortgage, LLC | 31 | 3.2% | — |
| 7 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 26 | 2.7% | 22.5% |
| 8 | NEWREZ LLC | 25 | 2.6% | — |
| 9 | NATIONSTAR MORTGAGE LLC | 21 | 2.2% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 20 | 2.1% | — |
| 11 | Bank of Utah | 19 | 2.0% | — |
| 12 | THE LOAN STORE, INC. | 18 | 1.9% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 1.6% | — |
| 14 | FIRST COLONY MORTGAGE CORPORATION | 13 | 1.4% | — |
| 15 | INTERCAP LENDING INC. | 13 | 1.4% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 1.3% | 14.1% |
| 17 | KIND LENDING, LLC | 12 | 1.3% | — |
| 18 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.9% | — |
| 19 | Loandepot.Com, LLC | 8 | 0.8% | — |
| 20 | AmeriSave Mortgage Corporation | 8 | 0.8% | — |
| 21 | Mortgage Research Center, LLC | 8 | 0.8% | — |
| 22 | Broker Solutions, Inc. | 7 | 0.7% | — |
| 23 | SECURITY HOME MORTGAGE, LLC. | 7 | 0.7% | — |
| 24 | SECURITYNATIONAL MORTGAGE COMPANY | 7 | 0.7% | — |
| 25 | PHH Mortgage Corporation | 7 | 0.7% | — |
| 26 | SPRING EQ, LLC | 6 | 0.6% | — |
| 27 | AMERICAN FINANCING CORPORATION | 6 | 0.6% | — |
| 28 | Utah Mortgage Loan Corporation | 5 | 0.5% | — |
| 29 | CMG MORTGAGE, INC. | 4 | 0.4% | — |
| 30 | 21st Mortgage Corporation | 4 | 0.4% | — |
| 31 | Deseret First Credit Union | 4 | 0.4% | — |
| 32 | GUARANTEED RATE AFFINITY, LLC | 4 | 0.4% | — |
| 33 | FIGURE LENDING LLC | 4 | 0.4% | — |
| 34 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.4% | — |
| 35 | GOLDENWEST | 4 | 0.4% | — |
| 36 | UTAH COMMUNITY FEDERAL CREDIT UNION 74 out of 100, Strong | 4 | 0.4% | 18.3% |
| 37 | CYPRUS Federal Credit Union 71 out of 100, Strong | 4 | 0.4% | 30.3% |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.4% | — |
| 39 | Northpointe Bank 58 out of 100, Moderate | 4 | 0.4% | 10.4% |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.4% | — |
Top 40 of 114 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Utah
- Salt Lake County 51,730 apps
- Utah County 35,605 apps
- Davis County 17,456 apps
- Weber County 15,621 apps
- Washington County 13,171 apps
- Tooele County 5,997 apps
- Cache County 5,733 apps
- Iron County 3,741 apps
- Box Elder County 3,593 apps
- Wasatch County 3,122 apps
- Summit County 3,104 apps
- Uintah County 2,059 apps