Virginia · HMDA 2025
Mortgage lenders in Appomattox County, VA
134 lenders reported 795 home-loan applications in Appomattox County in 2025. 425 closed as loans ($88.2M), 122 were denied — a 21.5% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 20% of applications, led by Rocket Mortgage, LLC. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 795
- Loans originated
- 425
- Purchase / refinance
- 225 / 123
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Appomattox County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 57 | 7.2% | — |
| 2 | Truist Bank 63 out of 100, Moderate | 50 | 6.3% | 40.8% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 49 | 6.2% | — |
| 4 | The Farmers Bank of Appomattox | 40 | 5.0% | — |
| 5 | Mortgage Research Center, LLC | 31 | 3.9% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 30 | 3.8% | — |
| 7 | NEWREZ LLC | 25 | 3.1% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 2.3% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 18 | 2.3% | — |
| 10 | Virginia Credit Union, Inc. | 18 | 2.3% | — |
| 11 | Fairway Independent Mortgage Corporation | 17 | 2.1% | — |
| 12 | PLANET HOME LENDING, LLC | 16 | 2.0% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 1.9% | 32.9% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.9% | 14.1% |
| 15 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 15 | 1.9% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.4% | — |
| 17 | Alcova Mortgage LLC | 11 | 1.4% | — |
| 18 | 21st Mortgage Corporation | 10 | 1.3% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 10 | 1.3% | — |
| 20 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 9 | 1.1% | 22.2% |
| 21 | Beacon Credit Union, Incorporated | 9 | 1.1% | — |
| 22 | AMERICAN FINANCIAL RESOURCES, INC. | 9 | 1.1% | — |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 9 | 1.1% | — |
| 24 | Loandepot.Com, LLC | 8 | 1.0% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 1.0% | — |
| 26 | SPRING EQ, LLC | 8 | 1.0% | — |
| 27 | NATION ONE MORTGAGE CORPORATION | 8 | 1.0% | — |
| 28 | Atlantic Coast Mortgage, LLC | 8 | 1.0% | — |
| 29 | NEW DAY FINANCIAL, LLC | 8 | 1.0% | — |
| 30 | FIRST BANCORP, INC. | 8 | 1.0% | — |
| 31 | AmeriSave Mortgage Corporation | 7 | 0.9% | — |
| 32 | FIRST COLONY MORTGAGE CORPORATION | 7 | 0.9% | — |
| 33 | PHH Mortgage Corporation | 7 | 0.9% | — |
| 34 | FIGURE LENDING LLC | 6 | 0.8% | — |
| 35 | Prosperity Home Mortgage, LLC | 6 | 0.8% | — |
| 36 | BLUE EAGLE CREDIT UNION 84 out of 100, Strong | 6 | 0.8% | 17.1% |
| 37 | Atlantic Union Bank 73 out of 100, Strong | 6 | 0.8% | 23.3% |
| 38 | FIDELITY DIRECT MORTGAGE, LLC | 5 | 0.6% | — |
| 39 | Integrity Home Mortgage Corporation | 5 | 0.6% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.6% | — |
Top 40 of 134 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps