Virginia · HMDA 2025
Mortgage lenders in Buckingham County, VA
123 lenders reported 652 home-loan applications in Buckingham County in 2025. 294 closed as loans ($64.6M), 138 were denied — a 30.7% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 22% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 652
- Loans originated
- 294
- Purchase / refinance
- 155 / 101
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Buckingham County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 86 | 13.2% | — |
| 2 | Rocket Mortgage, LLC | 36 | 5.5% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 24 | 3.7% | — |
| 4 | Virginia Credit Union, Inc. | 24 | 3.7% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 22 | 3.4% | 40.8% |
| 6 | Navy Federal Credit Union 66 out of 100, Moderate | 18 | 2.8% | 32.9% |
| 7 | NEWREZ LLC | 17 | 2.6% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 16 | 2.5% | — |
| 9 | UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. | 15 | 2.3% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 14 | 2.1% | — |
| 11 | AmeriSave Mortgage Corporation | 14 | 2.1% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 2.0% | — |
| 13 | The Farmers Bank of Appomattox | 13 | 2.0% | — |
| 14 | Alcova Mortgage LLC | 13 | 2.0% | — |
| 15 | Benchmark Community Bank 75 out of 100, Strong | 12 | 1.8% | 9.1% |
| 16 | NEW DAY FINANCIAL, LLC | 12 | 1.8% | — |
| 17 | MOVEMENT MORTGAGE, LLC | 11 | 1.7% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 11 | 1.7% | 44.7% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.7% | — |
| 20 | Mortgage Research Center, LLC | 10 | 1.5% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 10 | 1.5% | — |
| 22 | Loandepot.Com, LLC | 9 | 1.4% | — |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 1.4% | — |
| 24 | AMERICAN FINANCIAL RESOURCES, INC. | 8 | 1.2% | — |
| 25 | SWBC MORTGAGE CORPORATION | 7 | 1.1% | — |
| 26 | Ixonia Bank 67 out of 100, Moderate | 7 | 1.1% | 4.7% |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 1.1% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.9% | 14.1% |
| 29 | Broker Solutions, Inc. | 6 | 0.9% | — |
| 30 | FIRST BANK 67 out of 100, Moderate | 6 | 0.9% | 17.0% |
| 31 | PLANET HOME LENDING, LLC | 6 | 0.9% | — |
| 32 | Atlantic Coast Mortgage, LLC | 6 | 0.9% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.9% | — |
| 34 | Colonial Farm Credit, ACA | 6 | 0.9% | — |
| 35 | PHH Mortgage Corporation | 6 | 0.9% | — |
| 36 | CMG MORTGAGE, INC. | 5 | 0.8% | — |
| 37 | GUARANTEED RATE, INC. | 5 | 0.8% | — |
| 38 | The Bank of Charlotte County 87 out of 100, Very strong | 5 | 0.8% | 16.4% |
| 39 | Prosperity Home Mortgage, LLC | 5 | 0.8% | — |
| 40 | C & F Mortgage Corporation | 5 | 0.8% | — |
Top 40 of 123 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps