Virginia · HMDA 2025
Mortgage lenders in Dinwiddie County, VA
175 lenders reported 1,516 home-loan applications in Dinwiddie County in 2025. 732 closed as loans ($167.5M), 235 were denied — a 23.2% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 17% of applications, led by Rocket Mortgage, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,516
- Loans originated
- 732
- Purchase / refinance
- 337 / 284
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dinwiddie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 85 | 5.6% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 84 | 5.5% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 83 | 5.5% | — |
| 4 | Virginia Credit Union, Inc. | 66 | 4.4% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 58 | 3.8% | 40.8% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 57 | 3.8% | — |
| 7 | NEWREZ LLC | 55 | 3.6% | — |
| 8 | Presidential Bank, FSB 51 out of 100, Below average | 54 | 3.6% | 6.9% |
| 9 | FREEDOM MORTGAGE CORPORATION | 50 | 3.3% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 40 | 2.6% | 32.9% |
| 11 | Mortgage Research Center, LLC | 32 | 2.1% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 29 | 1.9% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 25 | 1.6% | 44.7% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 24 | 1.6% | 14.1% |
| 15 | C & F Mortgage Corporation | 23 | 1.5% | — |
| 16 | Peoples Advantage Federal Credit Union 72 out of 100, Strong | 22 | 1.5% | 32.1% |
| 17 | AMERICAN FINANCIAL RESOURCES, INC. | 22 | 1.5% | — |
| 18 | FIRST BANK 67 out of 100, Moderate | 21 | 1.4% | 17.0% |
| 19 | MOVEMENT MORTGAGE, LLC | 20 | 1.3% | — |
| 20 | VILLAGE CAPITAL & INVESTMENT LLC | 20 | 1.3% | — |
| 21 | Loandepot.Com, LLC | 19 | 1.3% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 19 | 1.3% | — |
| 23 | AmeriSave Mortgage Corporation | 18 | 1.2% | — |
| 24 | PLANET HOME LENDING, LLC | 18 | 1.2% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 18 | 1.2% | — |
| 26 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 17 | 1.1% | — |
| 27 | SOUTHERN TRUST MORTGAGE, LLC | 16 | 1.1% | — |
| 28 | CAPITAL CENTER, L.L.C. | 16 | 1.1% | — |
| 29 | NEW DAY FINANCIAL, LLC | 15 | 1.0% | — |
| 30 | Alcova Mortgage LLC | 15 | 1.0% | — |
| 31 | GUILD MORTGAGE COMPANY | 14 | 0.9% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 14 | 0.9% | — |
| 33 | Broker Solutions, Inc. | 13 | 0.9% | — |
| 34 | MUTUAL OF OMAHA MORTGAGE, INC. | 13 | 0.9% | — |
| 35 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 13 | 0.9% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 13 | 0.9% | 3.0% |
| 37 | TOWNE MORTGAGE COMPANY | 12 | 0.8% | — |
| 38 | The Federal Savings Bank 51 out of 100, Below average | 11 | 0.7% | 19.1% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 10 | 0.7% | 22.2% |
| 40 | TIDEWATER MORTGAGE SERVICES, INC. | 10 | 0.7% | — |
Top 40 of 175 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps