Virginia · HMDA 2025
Mortgage lenders in Halifax County, VA
141 lenders reported 998 home-loan applications in Halifax County in 2025. 481 closed as loans ($83.8M), 195 were denied — a 27.6% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 26% of applications, led by Rocket Mortgage, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 998
- Loans originated
- 481
- Purchase / refinance
- 270 / 140
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Halifax County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 101 | 10.1% | — |
| 2 | Benchmark Community Bank 75 out of 100, Strong | 86 | 8.6% | 9.1% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 71 | 7.1% | — |
| 4 | Alcova Mortgage LLC | 51 | 5.1% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 42 | 4.2% | 40.8% |
| 6 | Mortgage Research Center, LLC | 36 | 3.6% | — |
| 7 | NEWREZ LLC | 30 | 3.0% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 29 | 2.9% | — |
| 9 | Broker Solutions, Inc. | 22 | 2.2% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 20 | 2.0% | — |
| 11 | Atlantic Union Bank 73 out of 100, Strong | 19 | 1.9% | 23.3% |
| 12 | AmeriSave Mortgage Corporation | 18 | 1.8% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 1.5% | — |
| 14 | PLANET HOME LENDING, LLC | 15 | 1.5% | — |
| 15 | Coastal Community Bank 35 out of 100, Low | 15 | 1.5% | 3.0% |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 14 | 1.4% | 32.9% |
| 17 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 14 | 1.4% | 22.2% |
| 18 | NEW DAY FINANCIAL, LLC | 14 | 1.4% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 13 | 1.3% | — |
| 20 | Loandepot.Com, LLC | 12 | 1.2% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 12 | 1.2% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 12 | 1.2% | 44.7% |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 1.2% | — |
| 24 | Farm Credit of the Virginias, ACA | 10 | 1.0% | — |
| 25 | The Bank of Charlotte County 87 out of 100, Very strong | 10 | 1.0% | 16.4% |
| 26 | NATIONSTAR MORTGAGE LLC | 10 | 1.0% | — |
| 27 | ValleyStar Credit Union 45 out of 100, Below average | 9 | 0.9% | 51.4% |
| 28 | First Horizon Bank 64 out of 100, Moderate | 9 | 0.9% | 25.4% |
| 29 | Virginia Credit Union, Inc. | 9 | 0.9% | — |
| 30 | FIGURE LENDING LLC | 8 | 0.8% | — |
| 31 | STATE EMPLOYEES' | 8 | 0.8% | — |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 0.7% | 14.1% |
| 33 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 0.7% | 32.5% |
| 34 | Fairway Independent Mortgage Corporation | 7 | 0.7% | — |
| 35 | SPRING EQ, LLC | 7 | 0.7% | — |
| 36 | AMERICAN FINANCIAL RESOURCES, INC. | 7 | 0.7% | — |
| 37 | Prosperity Home Mortgage, LLC | 7 | 0.7% | — |
| 38 | GoodLeap, LLC | 7 | 0.7% | — |
| 39 | Carter Bank & Trust 76 out of 100, Strong | 6 | 0.6% | 28.0% |
| 40 | UNION HOME MORTGAGE CORP. | 6 | 0.6% | — |
Top 40 of 141 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps