Virginia · HMDA 2025
Mortgage lenders in Hopewell city, VA
179 lenders reported 1,231 home-loan applications in Hopewell city in 2025. 624 closed as loans ($125.5M), 177 were denied — a 21.5% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 17% of applications, led by Rocket Mortgage, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,231
- Loans originated
- 624
- Purchase / refinance
- 346 / 203
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hopewell city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 87 | 7.1% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 65 | 5.3% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 54 | 4.4% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 50 | 4.1% | 40.8% |
| 5 | Mortgage Research Center, LLC | 48 | 3.9% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 42 | 3.4% | — |
| 7 | Navy Federal Credit Union 66 out of 100, Moderate | 40 | 3.2% | 32.9% |
| 8 | MOVEMENT MORTGAGE, LLC | 36 | 2.9% | — |
| 9 | Virginia Credit Union, Inc. | 32 | 2.6% | — |
| 10 | NEWREZ LLC | 30 | 2.4% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 25 | 2.0% | 14.1% |
| 12 | Presidential Bank, FSB 51 out of 100, Below average | 25 | 2.0% | 6.9% |
| 13 | Broker Solutions, Inc. | 21 | 1.7% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 21 | 1.7% | — |
| 15 | Bank of America, National Association 59 out of 100, Moderate | 20 | 1.6% | 44.7% |
| 16 | C & F Mortgage Corporation | 19 | 1.5% | — |
| 17 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 19 | 1.5% | — |
| 18 | Atlantic Coast Mortgage, LLC | 18 | 1.5% | — |
| 19 | LENDINGONE, LLC | 17 | 1.4% | — |
| 20 | AmeriSave Mortgage Corporation | 16 | 1.3% | — |
| 21 | SOUTHERN TRUST MORTGAGE, LLC | 14 | 1.1% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 14 | 1.1% | — |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 14 | 1.1% | — |
| 24 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 13 | 1.1% | 22.2% |
| 25 | Loandepot.Com, LLC | 13 | 1.1% | — |
| 26 | GUILD MORTGAGE COMPANY | 13 | 1.1% | — |
| 27 | PLANET HOME LENDING, LLC | 13 | 1.1% | — |
| 28 | Fairway Independent Mortgage Corporation | 12 | 1.0% | — |
| 29 | TIDEWATER MORTGAGE SERVICES, INC. | 12 | 1.0% | — |
| 30 | United Bank 74 out of 100, Strong | 12 | 1.0% | 20.3% |
| 31 | Peoples Advantage Federal Credit Union 72 out of 100, Strong | 11 | 0.9% | 32.1% |
| 32 | CAPITAL CENTER, L.L.C. | 11 | 0.9% | — |
| 33 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 0.8% | — |
| 34 | SPRING EQ, LLC | 10 | 0.8% | — |
| 35 | AMERICAN FINANCIAL NETWORK, INC. | 10 | 0.8% | — |
| 36 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 10 | 0.8% | — |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 0.7% | — |
| 38 | Kiavi Funding, Inc. | 9 | 0.7% | — |
| 39 | Plains Commerce Bank 59 out of 100, Moderate | 9 | 0.7% | 10.0% |
| 40 | The Federal Savings Bank 51 out of 100, Below average | 8 | 0.6% | 19.1% |
Top 40 of 179 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps