Virginia · HMDA 2025
Mortgage lenders in Nottoway County, VA
117 lenders reported 626 home-loan applications in Nottoway County in 2025. 304 closed as loans ($58.5M), 107 were denied — a 24.5% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 19% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 626
- Loans originated
- 304
- Purchase / refinance
- 154 / 96
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Nottoway County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 43 | 6.9% | — |
| 2 | Rocket Mortgage, LLC | 41 | 6.5% | — |
| 3 | Benchmark Community Bank 75 out of 100, Strong | 37 | 5.9% | 9.1% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 35 | 5.6% | — |
| 5 | Citizens Bank and Trust Company 97 out of 100, Very strong | 32 | 5.1% | 16.3% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 31 | 5.0% | — |
| 7 | Virginia Credit Union, Inc. | 30 | 4.8% | — |
| 8 | Mortgage Research Center, LLC | 26 | 4.2% | — |
| 9 | NEWREZ LLC | 14 | 2.2% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 2.1% | 32.9% |
| 11 | First Heritage Mortgage, LLC | 13 | 2.1% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 13 | 2.1% | — |
| 13 | FIGURE LENDING LLC | 12 | 1.9% | — |
| 14 | Broker Solutions, Inc. | 11 | 1.8% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.8% | — |
| 16 | PLANET HOME LENDING, LLC | 10 | 1.6% | — |
| 17 | AmeriSave Mortgage Corporation | 9 | 1.4% | — |
| 18 | LAKEVIEW LOAN SERVICING, LLC | 9 | 1.4% | — |
| 19 | Alcova Mortgage LLC | 9 | 1.4% | — |
| 20 | Coastal Community Bank 35 out of 100, Low | 9 | 1.4% | 3.0% |
| 21 | Truist Bank 63 out of 100, Moderate | 8 | 1.3% | 40.8% |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 1.3% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 1.1% | 14.1% |
| 24 | Fairway Independent Mortgage Corporation | 7 | 1.1% | — |
| 25 | MOVEMENT MORTGAGE, LLC | 5 | 0.8% | — |
| 26 | Loandepot.Com, LLC | 5 | 0.8% | — |
| 27 | AMERICAN FINANCIAL RESOURCES, INC. | 5 | 0.8% | — |
| 28 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.8% | — |
| 29 | Citizens and Farmers Bank 75 out of 100, Strong | 5 | 0.8% | 27.4% |
| 30 | SPRING EQ, LLC | 4 | 0.6% | — |
| 31 | Presidential Bank, FSB 51 out of 100, Below average | 4 | 0.6% | 6.9% |
| 32 | C & F Mortgage Corporation | 4 | 0.6% | — |
| 33 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 4 | 0.6% | — |
| 34 | United Bank 74 out of 100, Strong | 4 | 0.6% | 20.3% |
| 35 | CALCON MUTUAL MORTGAGE LLC | 4 | 0.6% | — |
| 36 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 4 | 0.6% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.6% | — |
| 38 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 0.6% | 37.2% |
| 39 | CAPITAL CENTER, L.L.C. | 4 | 0.6% | — |
| 40 | Discover Bank | 3 | 0.5% | — |
Top 40 of 117 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps