Virginia · HMDA 2025
Mortgage lenders in Warren County, VA
220 lenders reported 2,352 home-loan applications in Warren County in 2025. 1,205 closed as loans ($346.1M), 312 were denied — a 19.7% denial rate on decided applications, close to the Virginia rate of 20.2%. The three most active lenders handled 18% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,352
- Loans originated
- 1,205
- Purchase / refinance
- 567 / 404
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Warren County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 161 | 6.8% | — |
| 2 | Truist Bank 63 out of 100, Moderate | 147 | 6.3% | 40.8% |
| 3 | Navy Federal Credit Union 66 out of 100, Moderate | 118 | 5.0% | 32.9% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 108 | 4.6% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 81 | 3.4% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 71 | 3.0% | — |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 69 | 2.9% | — |
| 8 | NEWREZ LLC | 68 | 2.9% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 55 | 2.3% | 14.1% |
| 10 | City National Bank of West Virginia 78 out of 100, Strong | 55 | 2.3% | 27.3% |
| 11 | Mortgage Research Center, LLC | 41 | 1.7% | — |
| 12 | Integrity Home Mortgage Corporation | 40 | 1.7% | — |
| 13 | Atlantic Coast Mortgage, LLC | 39 | 1.7% | — |
| 14 | EVERETT FINANCIAL, INC. | 38 | 1.6% | — |
| 15 | CMG MORTGAGE, INC. | 36 | 1.5% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 36 | 1.5% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 33 | 1.4% | — |
| 18 | Apple Federal Credit Union 76 out of 100, Strong | 32 | 1.4% | 33.0% |
| 19 | FIGURE LENDING LLC | 31 | 1.3% | — |
| 20 | Atlantic Union Bank 73 out of 100, Strong | 29 | 1.2% | 23.3% |
| 21 | FIRST BANK 67 out of 100, Moderate | 27 | 1.1% | 17.0% |
| 22 | United Bank 74 out of 100, Strong | 27 | 1.1% | 20.3% |
| 23 | MOVEMENT MORTGAGE, LLC | 25 | 1.1% | — |
| 24 | SPRING EQ, LLC | 25 | 1.1% | — |
| 25 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 23 | 1.0% | — |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 22 | 0.9% | 44.7% |
| 27 | AMERICAN FINANCIAL NETWORK, INC. | 21 | 0.9% | — |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 20 | 0.9% | 22.2% |
| 29 | Broker Solutions, Inc. | 20 | 0.9% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 20 | 0.9% | 3.0% |
| 31 | AmeriSave Mortgage Corporation | 19 | 0.8% | — |
| 32 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 19 | 0.8% | 45.9% |
| 33 | Loandepot.Com, LLC | 18 | 0.8% | — |
| 34 | PLANET HOME LENDING, LLC | 18 | 0.8% | — |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 17 | 0.7% | — |
| 36 | GUILD MORTGAGE COMPANY | 16 | 0.7% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 16 | 0.7% | — |
| 38 | First Heritage Mortgage, LLC | 16 | 0.7% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 16 | 0.7% | — |
| 40 | PHH Mortgage Corporation | 16 | 0.7% | — |
Top 40 of 220 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps