Washington · HMDA 2025
Mortgage lenders in Thurston County, WA
357 lenders reported 14,076 home-loan applications in Thurston County in 2025. 7,771 closed as loans ($2.9B), 2,019 were denied — a 19.7% denial rate on decided applications, close to the Washington rate of 19.5%. The three most active lenders handled 19% of applications, led by WASHINGTON STATE EMPLOYEES CREDIT UNION. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 14,076
- Loans originated
- 7,771
- Purchase / refinance
- 3,550 / 2,556
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Thurston County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | WASHINGTON STATE EMPLOYEES CREDIT UNION 59 out of 100, Moderate | 1,187 | 8.4% | 46.1% |
| 2 | GUILD MORTGAGE COMPANY | 745 | 5.3% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 721 | 5.1% | — |
| 4 | Rocket Mortgage, LLC | 714 | 5.1% | — |
| 5 | NEWREZ LLC | 599 | 4.3% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 501 | 3.6% | — |
| 7 | TWINSTAR | 486 | 3.5% | — |
| 8 | CROSSCOUNTRY MORTGAGE, INC. | 400 | 2.8% | — |
| 9 | Boeing Employees Credit Union 75 out of 100, Strong | 383 | 2.7% | 26.5% |
| 10 | O Bee Credit Union 53 out of 100, Below average | 374 | 2.7% | 19.0% |
| 11 | FREEDOM MORTGAGE CORPORATION | 363 | 2.6% | — |
| 12 | MOVEMENT MORTGAGE, LLC | 358 | 2.5% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 315 | 2.2% | 14.1% |
| 14 | Mortgage Research Center, LLC | 315 | 2.2% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 314 | 2.2% | 32.9% |
| 16 | CMG MORTGAGE, INC. | 223 | 1.6% | — |
| 17 | Olympia Federal Savings & Loan Association | 191 | 1.4% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 173 | 1.2% | 44.7% |
| 19 | Fairway Independent Mortgage Corporation | 164 | 1.2% | — |
| 20 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 162 | 1.2% | — |
| 21 | SPRING EQ, LLC | 157 | 1.1% | — |
| 22 | FIGURE LENDING LLC | 154 | 1.1% | — |
| 23 | GUARANTEED RATE, INC. | 134 | 1.0% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 134 | 1.0% | — |
| 25 | DHI MORTGAGE COMPANY, LTD. | 130 | 0.9% | — |
| 26 | Broker Solutions, Inc. | 121 | 0.9% | — |
| 27 | LAKEVIEW LOAN SERVICING, LLC | 109 | 0.8% | — |
| 28 | THE LOAN STORE, INC. | 107 | 0.8% | — |
| 29 | Loandepot.Com, LLC | 106 | 0.8% | — |
| 30 | U.S. Bank National Association 55 out of 100, Moderate | 98 | 0.7% | 39.5% |
| 31 | PLANET HOME LENDING, LLC | 96 | 0.7% | — |
| 32 | Paramount Residential Mortgage Group, Inc. | 94 | 0.7% | — |
| 33 | AmeriSave Mortgage Corporation | 92 | 0.7% | — |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 91 | 0.6% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 89 | 0.6% | — |
| 36 | PHH Mortgage Corporation | 87 | 0.6% | — |
| 37 | Sound Credit Union 63 out of 100, Moderate | 83 | 0.6% | 34.8% |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 76 | 0.5% | — |
| 39 | TRIAD FINANCIAL SERVICES, INC. | 70 | 0.5% | — |
| 40 | Umpqua Bank 64 out of 100, Moderate | 68 | 0.5% | 28.5% |
Top 40 of 357 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps
- Island County 4,504 apps