Washington · HMDA 2025
Mortgage lenders in Clark County, WA
436 lenders reported 23,306 home-loan applications in Clark County in 2025. 12,788 closed as loans ($4.9B), 3,183 were denied — a 18.9% denial rate on decided applications, close to the Washington rate of 19.5%. The three most active lenders handled 18% of applications, led by COLUMBIA COMMUNITY CREDIT UNION. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 23,306
- Loans originated
- 12,788
- Purchase / refinance
- 6,160 / 3,558
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clark County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | COLUMBIA COMMUNITY CREDIT UNION 76 out of 100, Strong | 1,687 | 7.2% | 28.8% |
| 2 | iQ Credit Union 70 out of 100, Strong | 1,398 | 6.0% | 21.9% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,150 | 4.9% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 926 | 4.0% | — |
| 5 | Rocket Mortgage, LLC | 848 | 3.6% | — |
| 6 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 827 | 3.5% | 17.5% |
| 7 | GUILD MORTGAGE COMPANY | 782 | 3.4% | — |
| 8 | CMG MORTGAGE, INC. | 719 | 3.1% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 687 | 2.9% | 14.1% |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 582 | 2.5% | 39.5% |
| 11 | NEWREZ LLC | 485 | 2.1% | — |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 387 | 1.7% | 44.7% |
| 13 | DHI MORTGAGE COMPANY, LTD. | 364 | 1.6% | — |
| 14 | GUARANTEED RATE, INC. | 362 | 1.6% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 348 | 1.5% | — |
| 16 | Fairway Independent Mortgage Corporation | 338 | 1.5% | — |
| 17 | SPRING EQ, LLC | 301 | 1.3% | — |
| 18 | Umpqua Bank 64 out of 100, Moderate | 286 | 1.2% | 28.5% |
| 19 | NATIONSTAR MORTGAGE LLC | 270 | 1.2% | — |
| 20 | AMERICAN PACIFIC MORTGAGE CORPORATION | 266 | 1.1% | — |
| 21 | PHH Mortgage Corporation | 262 | 1.1% | — |
| 22 | Loandepot.Com, LLC | 254 | 1.1% | — |
| 23 | SUMMIT MORTGAGE CORPORATION | 243 | 1.0% | — |
| 24 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 219 | 0.9% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 210 | 0.9% | 32.9% |
| 26 | CLM MORTGAGE, INC. | 210 | 0.9% | — |
| 27 | FIGURE LENDING LLC | 206 | 0.9% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 198 | 0.8% | — |
| 29 | UNION HOME MORTGAGE CORP. | 195 | 0.8% | — |
| 30 | NATIONS DIRECT MORTGAGE, LLC | 194 | 0.8% | — |
| 31 | Mortgage Research Center, LLC | 193 | 0.8% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 191 | 0.8% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 188 | 0.8% | — |
| 34 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 185 | 0.8% | 2.2% |
| 35 | THE LOAN STORE, INC. | 168 | 0.7% | — |
| 36 | FIRST TECHNOLOGY FEDERAL CREDIT UNION 53 out of 100, Below average | 162 | 0.7% | 15.5% |
| 37 | Coastal Community Bank 35 out of 100, Low | 153 | 0.7% | 3.0% |
| 38 | MOVEMENT MORTGAGE, LLC | 149 | 0.6% | — |
| 39 | HomeStreet Bank | 142 | 0.6% | — |
| 40 | Banner Bank 72 out of 100, Strong | 140 | 0.6% | 35.6% |
Top 40 of 436 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps
- Island County 4,504 apps