Washington · HMDA 2025
Mortgage lenders in King County, WA
573 lenders reported 78,011 home-loan applications in King County in 2025. 43,305 closed as loans ($29.9B), 10,090 were denied — a 18.2% denial rate on decided applications, below the Washington rate of 19.5%. The three most active lenders handled 22% of applications, led by Boeing Employees Credit Union. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 78,011
- Loans originated
- 43,305
- Purchase / refinance
- 21,413 / 13,874
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in King County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Boeing Employees Credit Union 75 out of 100, Strong | 9,670 | 12.4% | 26.5% |
| 2 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3,908 | 5.0% | 14.1% |
| 3 | Bank of America, National Association 59 out of 100, Moderate | 3,304 | 4.2% | 44.7% |
| 4 | Rocket Mortgage, LLC | 3,272 | 4.2% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 2,601 | 3.3% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 2,515 | 3.2% | — |
| 7 | MOVEMENT MORTGAGE, LLC | 2,503 | 3.2% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 2,302 | 3.0% | 39.5% |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 1,801 | 2.3% | — |
| 10 | NEWREZ LLC | 1,704 | 2.2% | — |
| 11 | CMG MORTGAGE, INC. | 1,658 | 2.1% | — |
| 12 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1,652 | 2.1% | 22.2% |
| 13 | GUILD MORTGAGE COMPANY | 1,463 | 1.9% | — |
| 14 | GUARANTEED RATE, INC. | 1,460 | 1.9% | — |
| 15 | Fairway Independent Mortgage Corporation | 937 | 1.2% | — |
| 16 | Citibank, National Association 60 out of 100, Moderate | 895 | 1.1% | 24.0% |
| 17 | Loandepot.Com, LLC | 877 | 1.1% | — |
| 18 | OriginPoint, LLC | 855 | 1.1% | — |
| 19 | FIRST TECHNOLOGY FEDERAL CREDIT UNION 53 out of 100, Below average | 811 | 1.0% | 15.5% |
| 20 | SPRING EQ, LLC | 790 | 1.0% | — |
| 21 | FIGURE LENDING LLC | 689 | 0.9% | — |
| 22 | PHH Mortgage Corporation | 686 | 0.9% | — |
| 23 | KeyBank National Association 63 out of 100, Moderate | 663 | 0.8% | 32.8% |
| 24 | SAMMAMISH MORTGAGE COMPANY | 650 | 0.8% | — |
| 25 | WASHINGTON STATE EMPLOYEES CREDIT UNION 59 out of 100, Moderate | 649 | 0.8% | 46.1% |
| 26 | Umpqua Bank 64 out of 100, Moderate | 633 | 0.8% | 28.5% |
| 27 | Broker Solutions, Inc. | 607 | 0.8% | — |
| 28 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 604 | 0.8% | 2.2% |
| 29 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 596 | 0.8% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 582 | 0.7% | 32.9% |
| 31 | Banner Bank 72 out of 100, Strong | 576 | 0.7% | 35.6% |
| 32 | FREEDOM MORTGAGE CORPORATION | 564 | 0.7% | — |
| 33 | NATIONSTAR MORTGAGE LLC | 555 | 0.7% | — |
| 34 | BETTER MORTGAGE CORPORATION | 552 | 0.7% | — |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 539 | 0.7% | — |
| 36 | Global Federal Credit Union 53 out of 100, Below average | 498 | 0.6% | 21.7% |
| 37 | THE LOAN STORE, INC. | 481 | 0.6% | — |
| 38 | Sound Credit Union 63 out of 100, Moderate | 467 | 0.6% | 34.8% |
| 39 | NFM, INC. | 433 | 0.6% | — |
| 40 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 426 | 0.5% | — |
Top 40 of 573 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps
- Island County 4,504 apps