Washington · HMDA 2025
Mortgage lenders in Spokane County, WA
391 lenders reported 24,063 home-loan applications in Spokane County in 2025. 13,450 closed as loans ($4.1B), 3,481 were denied — a 19.8% denial rate on decided applications, close to the Washington rate of 19.5%. The three most active lenders handled 20% of applications, led by SPOKANE TEACHERS. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 24,063
- Loans originated
- 13,450
- Purchase / refinance
- 6,597 / 3,939
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Spokane County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SPOKANE TEACHERS | 2,477 | 10.3% | — |
| 2 | NUMERICA CREDIT UNION 74 out of 100, Strong | 1,159 | 4.8% | 39.5% |
| 3 | Rocket Mortgage, LLC | 1,100 | 4.6% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,094 | 4.5% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 772 | 3.2% | — |
| 6 | Washington Trust Bank 60 out of 100, Moderate | 746 | 3.1% | 22.5% |
| 7 | Sunflower Bank, National Association 51 out of 100, Below average | 675 | 2.8% | 5.8% |
| 8 | CMG MORTGAGE, INC. | 589 | 2.4% | — |
| 9 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 587 | 2.4% | 17.8% |
| 10 | Boeing Employees Credit Union 75 out of 100, Strong | 539 | 2.2% | 26.5% |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 514 | 2.1% | 14.1% |
| 12 | CANOPY MORTGAGE, LLC | 438 | 1.8% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 437 | 1.8% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 431 | 1.8% | 39.5% |
| 15 | DHI MORTGAGE COMPANY, LTD. | 425 | 1.8% | — |
| 16 | NEWREZ LLC | 420 | 1.7% | — |
| 17 | GUARANTEED RATE, INC. | 394 | 1.6% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 339 | 1.4% | — |
| 19 | Mortgage Research Center, LLC | 333 | 1.4% | — |
| 20 | WASHINGTON STATE EMPLOYEES CREDIT UNION 59 out of 100, Moderate | 329 | 1.4% | 46.1% |
| 21 | Banner Bank 72 out of 100, Strong | 326 | 1.4% | 35.6% |
| 22 | Fairway Independent Mortgage Corporation | 315 | 1.3% | — |
| 23 | GESA | 296 | 1.2% | — |
| 24 | AMERICAN PACIFIC MORTGAGE CORPORATION | 289 | 1.2% | — |
| 25 | GUILD MORTGAGE COMPANY | 272 | 1.1% | — |
| 26 | Horizon Federally Insured State-Chartered Credit Union | 255 | 1.1% | — |
| 27 | Glacier Bank 68 out of 100, Moderate | 249 | 1.0% | 20.0% |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 246 | 1.0% | 44.7% |
| 29 | NATIONSTAR MORTGAGE LLC | 246 | 1.0% | — |
| 30 | MOVEMENT MORTGAGE, LLC | 241 | 1.0% | — |
| 31 | LENNAR MORTGAGE, LLC | 232 | 1.0% | — |
| 32 | Loandepot.Com, LLC | 231 | 1.0% | — |
| 33 | Broker Solutions, Inc. | 211 | 0.9% | — |
| 34 | SPRING EQ, LLC | 210 | 0.9% | — |
| 35 | Umpqua Bank 64 out of 100, Moderate | 201 | 0.8% | 28.5% |
| 36 | FIGURE LENDING LLC | 180 | 0.7% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 173 | 0.7% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 164 | 0.7% | 32.9% |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 164 | 0.7% | — |
| 40 | AmeriSave Mortgage Corporation | 158 | 0.7% | — |
Top 40 of 391 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps
- Island County 4,504 apps