HMDA 2025
Mortgage lenders in Washington
Lenders reported 318,195 home-loan applications for properties in Washington in 2025; 174,675 became loans and the denial rate on decided applications was 19.5%. The busiest county was King County with 78,011 applications.
Most active lenders across Washington's counties
- Boeing Employees Credit Union 21,430 applications
- Rocket Mortgage, LLC 14,550 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 13,804 applications
- PENNYMAC LOAN SERVICES, LLC 11,162 applications
- JPMorgan Chase Bank, National Association 10,071 applications
- GUILD MORTGAGE COMPANY 8,326 applications
- CMG MORTGAGE, INC. 8,096 applications
- NEWREZ LLC 8,041 applications
- MOVEMENT MORTGAGE, LLC 7,398 applications
- Bank of America, National Association 7,316 applications
- CROSSCOUNTRY MORTGAGE, INC. 6,904 applications
- U.S. Bank National Association 6,801 applications
- FREEDOM MORTGAGE CORPORATION 5,102 applications
- Navy Federal Credit Union 4,451 applications
- GUARANTEED RATE, INC. 4,054 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Adams County | 563 | 103 | 25.6% | 136 / 85 |
| Asotin County | 900 | 118 | 15.4% | 233 / 175 |
| Benton County | 9,496 | 312 | 17.2% | 3,017 / 1,548 |
| Chelan County | 3,241 | 240 | 22.2% | 894 / 499 |
| Clallam County | 3,083 | 228 | 18.0% | 924 / 518 |
| Clark County | 23,306 | 436 | 18.9% | 6,160 / 3,558 |
| Columbia County | 203 | 72 | 22.3% | 58 / 29 |
| Cowlitz County | 5,862 | 271 | 17.9% | 1,561 / 1,052 |
| Douglas County | 1,815 | 163 | 19.8% | 521 / 305 |
| Ferry County | 199 | 74 | 27.8% | 37 / 31 |
| Franklin County | 3,659 | 203 | 21.4% | 1,080 / 567 |
| Garfield County | 114 | 48 | 31.3% | 28 / 12 |
| Grant County | 3,828 | 223 | 22.4% | 1,172 / 557 |
| Grays Harbor County | 3,705 | 267 | 19.4% | 1,056 / 629 |
| Island County | 4,504 | 253 | 17.6% | 1,215 / 774 |
| Jefferson County | 1,210 | 171 | 18.4% | 326 / 192 |
| King County | 78,011 | 573 | 18.2% | 21,413 / 13,874 |
| Kitsap County | 13,301 | 377 | 17.4% | 3,569 / 2,240 |
| Kittitas County | 2,472 | 229 | 19.9% | 781 / 346 |
| Klickitat County | 888 | 170 | 20.9% | 242 / 138 |
| Lewis County | 4,374 | 267 | 22.4% | 1,120 / 759 |
| Lincoln County | 604 | 122 | 23.8% | 141 / 116 |
| Mason County | 3,834 | 256 | 21.9% | 1,093 / 669 |
| Okanogan County | 1,258 | 172 | 24.3% | 311 / 204 |
| Pacific County | 1,231 | 192 | 22.0% | 304 / 233 |
| Pend Oreille County | 772 | 141 | 25.8% | 180 / 112 |
| Pierce County | 42,610 | 491 | 20.7% | 11,342 / 7,096 |
| San Juan County | 676 | 146 | 24.7% | 155 / 103 |
| Skagit County | 5,104 | 265 | 19.9% | 1,350 / 822 |
| Skamania County | 616 | 134 | 21.2% | 154 / 99 |
| Snohomish County | 36,118 | 460 | 19.5% | 9,054 / 6,531 |
| Spokane County | 24,063 | 391 | 19.8% | 6,597 / 3,939 |
| Stevens County | 2,091 | 186 | 25.0% | 452 / 367 |
| Thurston County | 14,076 | 357 | 19.7% | 3,550 / 2,556 |
| Wahkiakum County | 245 | 86 | 24.0% | 49 / 50 |
| Walla Walla County | 2,170 | 194 | 18.7% | 555 / 361 |
| Whatcom County | 8,552 | 310 | 18.2% | 2,361 / 1,391 |
| Whitman County | 1,294 | 155 | 18.0% | 387 / 207 |
| Yakima County | 8,147 | 272 | 24.6% | 2,281 / 1,206 |