Washington · HMDA 2025
Mortgage lenders in Benton County, WA
312 lenders reported 9,496 home-loan applications in Benton County in 2025. 5,500 closed as loans ($1.8B), 1,200 were denied — a 17.2% denial rate on decided applications, below the Washington rate of 19.5%. The three most active lenders handled 21% of applications, led by GESA. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,496
- Loans originated
- 5,500
- Purchase / refinance
- 3,017 / 1,548
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Benton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GESA | 777 | 8.2% | — |
| 2 | CMG MORTGAGE, INC. | 605 | 6.4% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 600 | 6.3% | — |
| 4 | Rocket Mortgage, LLC | 474 | 5.0% | — |
| 5 | NUMERICA CREDIT UNION 74 out of 100, Strong | 328 | 3.5% | 39.5% |
| 6 | 1st Security Bank of Washington 67 out of 100, Moderate | 321 | 3.4% | 8.1% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 305 | 3.2% | — |
| 8 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 274 | 2.9% | — |
| 9 | HAPO COMMUNITY CREDIT UNION 80 out of 100, Strong | 258 | 2.7% | 25.8% |
| 10 | FREEDOM MORTGAGE CORPORATION | 237 | 2.5% | — |
| 11 | Umpqua Bank 64 out of 100, Moderate | 228 | 2.4% | 28.5% |
| 12 | NEWREZ LLC | 211 | 2.2% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 196 | 2.1% | 14.1% |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 183 | 1.9% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 160 | 1.7% | — |
| 16 | PREMIER MORTGAGE RESOURCES, L.L.C. | 143 | 1.5% | — |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 132 | 1.4% | 39.5% |
| 18 | SPOKANE TEACHERS | 123 | 1.3% | — |
| 19 | Tri-Cities Community Federal Credit Union 68 out of 100, Moderate | 122 | 1.3% | 14.6% |
| 20 | Bank of America, National Association 59 out of 100, Moderate | 120 | 1.3% | 44.7% |
| 21 | Yakima Federal Savings and Loan Association | 118 | 1.2% | — |
| 22 | Loandepot.Com, LLC | 117 | 1.2% | — |
| 23 | Banner Bank 72 out of 100, Strong | 116 | 1.2% | 35.6% |
| 24 | Broker Solutions, Inc. | 113 | 1.2% | — |
| 25 | SUMMIT FUNDING, INC. | 112 | 1.2% | — |
| 26 | Mortgage Research Center, LLC | 98 | 1.0% | — |
| 27 | FIGURE LENDING LLC | 95 | 1.0% | — |
| 28 | AMERICAN PACIFIC MORTGAGE CORPORATION | 94 | 1.0% | — |
| 29 | 21st Mortgage Corporation | 90 | 0.9% | — |
| 30 | GUILD MORTGAGE COMPANY | 86 | 0.9% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 84 | 0.9% | — |
| 32 | DHI MORTGAGE COMPANY, LTD. | 81 | 0.9% | — |
| 33 | CHURCHILL MORTGAGE CORPORATION | 81 | 0.9% | — |
| 34 | SPRING EQ, LLC | 79 | 0.8% | — |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 73 | 0.8% | — |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 64 | 0.7% | 32.9% |
| 37 | Community First Bank | 60 | 0.6% | — |
| 38 | AmeriSave Mortgage Corporation | 58 | 0.6% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 58 | 0.6% | — |
| 40 | AMERIHOME MORTGAGE COMPANY, LLC | 57 | 0.6% | — |
Top 40 of 312 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps
- Island County 4,504 apps