Washington · HMDA 2025
Mortgage lenders in Island County, WA
253 lenders reported 4,504 home-loan applications in Island County in 2025. 2,506 closed as loans ($1.0B), 564 were denied — a 17.6% denial rate on decided applications, below the Washington rate of 19.5%. The three most active lenders handled 18% of applications, led by Navy Federal Credit Union. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,504
- Loans originated
- 2,506
- Purchase / refinance
- 1,215 / 774
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Island County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 305 | 6.8% | 32.9% |
| 2 | Boeing Employees Credit Union 75 out of 100, Strong | 274 | 6.1% | 26.5% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 219 | 4.9% | — |
| 4 | Rocket Mortgage, LLC | 212 | 4.7% | — |
| 5 | CMG MORTGAGE, INC. | 183 | 4.1% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 150 | 3.3% | — |
| 7 | GUILD MORTGAGE COMPANY | 148 | 3.3% | — |
| 8 | NEWREZ LLC | 146 | 3.2% | — |
| 9 | Mortgage Research Center, LLC | 128 | 2.8% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 111 | 2.5% | 14.1% |
| 11 | Global Federal Credit Union 53 out of 100, Below average | 109 | 2.4% | 21.7% |
| 12 | Peoples Bank 78 out of 100, Strong | 109 | 2.4% | 26.8% |
| 13 | MOVEMENT MORTGAGE, LLC | 101 | 2.2% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 97 | 2.2% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 85 | 1.9% | 39.5% |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 84 | 1.9% | 44.7% |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 75 | 1.7% | — |
| 18 | Heritage Bank 68 out of 100, Moderate | 72 | 1.6% | 36.1% |
| 19 | ENVOY MORTGAGE, LTD | 67 | 1.5% | — |
| 20 | Fairway Independent Mortgage Corporation | 59 | 1.3% | — |
| 21 | Banner Bank 72 out of 100, Strong | 59 | 1.3% | 35.6% |
| 22 | FIGURE LENDING LLC | 58 | 1.3% | — |
| 23 | Loandepot.Com, LLC | 48 | 1.1% | — |
| 24 | GUARANTEED RATE, INC. | 43 | 1.0% | — |
| 25 | Broker Solutions, Inc. | 41 | 0.9% | — |
| 26 | AMERICAN PACIFIC MORTGAGE CORPORATION | 41 | 0.9% | — |
| 27 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 38 | 0.8% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 38 | 0.8% | — |
| 29 | THE LOAN STORE, INC. | 36 | 0.8% | — |
| 30 | PHH Mortgage Corporation | 34 | 0.8% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 33 | 0.7% | — |
| 32 | SPRING EQ, LLC | 31 | 0.7% | — |
| 33 | KIND LENDING, LLC | 30 | 0.7% | — |
| 34 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 29 | 0.6% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 29 | 0.6% | 3.0% |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 26 | 0.6% | 22.2% |
| 37 | AmeriSave Mortgage Corporation | 26 | 0.6% | — |
| 38 | ALLIANT CREDIT UNION 60 out of 100, Moderate | 26 | 0.6% | 34.0% |
| 39 | WASHINGTON STATE EMPLOYEES CREDIT UNION 59 out of 100, Moderate | 25 | 0.6% | 46.1% |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 25 | 0.6% | — |
Top 40 of 253 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps