Washington · HMDA 2025
Mortgage lenders in Snohomish County, WA
460 lenders reported 36,118 home-loan applications in Snohomish County in 2025. 19,765 closed as loans ($10.1B), 5,038 were denied — a 19.5% denial rate on decided applications, close to the Washington rate of 19.5%. The three most active lenders handled 23% of applications, led by Boeing Employees Credit Union. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 36,118
- Loans originated
- 19,765
- Purchase / refinance
- 9,054 / 6,531
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Snohomish County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Boeing Employees Credit Union 75 out of 100, Strong | 5,078 | 14.1% | 26.5% |
| 2 | Rocket Mortgage, LLC | 1,684 | 4.7% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,488 | 4.1% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 1,393 | 3.9% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,386 | 3.8% | 14.1% |
| 6 | Bank of America, National Association 59 out of 100, Moderate | 1,224 | 3.4% | 44.7% |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 954 | 2.6% | 39.5% |
| 8 | NEWREZ LLC | 865 | 2.4% | — |
| 9 | GUILD MORTGAGE COMPANY | 808 | 2.2% | — |
| 10 | CMG MORTGAGE, INC. | 807 | 2.2% | — |
| 11 | MOVEMENT MORTGAGE, LLC | 770 | 2.1% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 769 | 2.1% | — |
| 13 | DHI MORTGAGE COMPANY, LTD. | 533 | 1.5% | — |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 497 | 1.4% | 32.9% |
| 15 | GUARANTEED RATE, INC. | 496 | 1.4% | — |
| 16 | SPRING EQ, LLC | 475 | 1.3% | — |
| 17 | AMERICAN PACIFIC MORTGAGE CORPORATION | 435 | 1.2% | — |
| 18 | Loandepot.Com, LLC | 433 | 1.2% | — |
| 19 | Broker Solutions, Inc. | 432 | 1.2% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 425 | 1.2% | — |
| 21 | Fairway Independent Mortgage Corporation | 400 | 1.1% | — |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 390 | 1.1% | 22.2% |
| 23 | NATIONSTAR MORTGAGE LLC | 363 | 1.0% | — |
| 24 | FIGURE LENDING LLC | 362 | 1.0% | — |
| 25 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 322 | 0.9% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 310 | 0.9% | 3.0% |
| 27 | WASHINGTON STATE EMPLOYEES CREDIT UNION 59 out of 100, Moderate | 309 | 0.9% | 46.1% |
| 28 | PHH Mortgage Corporation | 308 | 0.9% | — |
| 29 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 273 | 0.8% | 2.2% |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 261 | 0.7% | — |
| 31 | Citibank, National Association 60 out of 100, Moderate | 250 | 0.7% | 24.0% |
| 32 | Banner Bank 72 out of 100, Strong | 244 | 0.7% | 35.6% |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 242 | 0.7% | — |
| 34 | BETTER MORTGAGE CORPORATION | 237 | 0.7% | — |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 235 | 0.7% | — |
| 36 | Mortgage Research Center, LLC | 233 | 0.6% | — |
| 37 | Sound Credit Union 63 out of 100, Moderate | 223 | 0.6% | 34.8% |
| 38 | KeyBank National Association 63 out of 100, Moderate | 221 | 0.6% | 32.8% |
| 39 | Umpqua Bank 64 out of 100, Moderate | 215 | 0.6% | 28.5% |
| 40 | NFM, INC. | 213 | 0.6% | — |
Top 40 of 460 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps
- Island County 4,504 apps