Washington · HMDA 2025
Mortgage lenders in Cowlitz County, WA
271 lenders reported 5,862 home-loan applications in Cowlitz County in 2025. 3,302 closed as loans ($928.2M), 766 were denied — a 17.9% denial rate on decided applications, below the Washington rate of 19.5%. The three most active lenders handled 27% of applications, led by FIBRE. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,862
- Loans originated
- 3,302
- Purchase / refinance
- 1,561 / 1,052
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cowlitz County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FIBRE | 709 | 12.1% | — |
| 2 | GUILD MORTGAGE COMPANY | 482 | 8.2% | — |
| 3 | RED CANOE CREDIT UNION 72 out of 100, Strong | 384 | 6.6% | 14.4% |
| 4 | Rocket Mortgage, LLC | 284 | 4.8% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 273 | 4.7% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 201 | 3.4% | — |
| 7 | DAS Acquisition Company, LLC | 163 | 2.8% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 112 | 1.9% | — |
| 9 | NEWREZ LLC | 110 | 1.9% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 106 | 1.8% | 14.1% |
| 11 | CMG MORTGAGE, INC. | 105 | 1.8% | — |
| 12 | Fairway Independent Mortgage Corporation | 105 | 1.8% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 95 | 1.6% | 39.5% |
| 14 | COLUMBIA COMMUNITY CREDIT UNION 76 out of 100, Strong | 93 | 1.6% | 28.8% |
| 15 | Mortgage Research Center, LLC | 89 | 1.5% | — |
| 16 | iQ Credit Union 70 out of 100, Strong | 82 | 1.4% | 21.9% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 75 | 1.3% | — |
| 18 | V.I.P. MORTGAGE, INC. | 72 | 1.2% | — |
| 19 | Synergy One Lending, Inc. | 71 | 1.2% | — |
| 20 | NATIONS DIRECT MORTGAGE, LLC | 62 | 1.1% | — |
| 21 | GUARANTEED RATE, INC. | 58 | 1.0% | — |
| 22 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 58 | 1.0% | — |
| 23 | Umpqua Bank 64 out of 100, Moderate | 58 | 1.0% | 28.5% |
| 24 | SPRING EQ, LLC | 57 | 1.0% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 55 | 0.9% | — |
| 26 | AmeriSave Mortgage Corporation | 52 | 0.9% | — |
| 27 | FIGURE LENDING LLC | 45 | 0.8% | — |
| 28 | AMERICAN PACIFIC MORTGAGE CORPORATION | 45 | 0.8% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 41 | 0.7% | — |
| 30 | Loandepot.Com, LLC | 40 | 0.7% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 37 | 0.6% | — |
| 32 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 37 | 0.6% | 17.5% |
| 33 | MUTUAL OF OMAHA MORTGAGE, INC. | 36 | 0.6% | — |
| 34 | THE LOAN STORE, INC. | 35 | 0.6% | — |
| 35 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 35 | 0.6% | 2.2% |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 34 | 0.6% | — |
| 37 | PHH Mortgage Corporation | 34 | 0.6% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 32 | 0.5% | 44.7% |
| 39 | Coastal Community Bank 35 out of 100, Low | 30 | 0.5% | 3.0% |
| 40 | MOVEMENT MORTGAGE, LLC | 29 | 0.5% | — |
Top 40 of 271 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Skagit County 5,104 apps
- Island County 4,504 apps