Washington · HMDA 2025
Mortgage lenders in Skagit County, WA
265 lenders reported 5,104 home-loan applications in Skagit County in 2025. 2,808 closed as loans ($1.0B), 743 were denied — a 19.9% denial rate on decided applications, close to the Washington rate of 19.5%. The three most active lenders handled 18% of applications, led by Boeing Employees Credit Union. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,104
- Loans originated
- 2,808
- Purchase / refinance
- 1,350 / 822
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Skagit County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Boeing Employees Credit Union 75 out of 100, Strong | 418 | 8.2% | 26.5% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 252 | 4.9% | — |
| 3 | Rocket Mortgage, LLC | 243 | 4.8% | — |
| 4 | CMG MORTGAGE, INC. | 224 | 4.4% | — |
| 5 | Banner Bank 72 out of 100, Strong | 210 | 4.1% | 35.6% |
| 6 | Peoples Bank 78 out of 100, Strong | 190 | 3.7% | 26.8% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 167 | 3.3% | — |
| 8 | GUILD MORTGAGE COMPANY | 158 | 3.1% | — |
| 9 | WHATCOM EDUCATIONAL CREDIT UNION 65 out of 100, Moderate | 153 | 3.0% | 22.6% |
| 10 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 127 | 2.5% | — |
| 11 | NEWREZ LLC | 125 | 2.4% | — |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 117 | 2.3% | 44.7% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 116 | 2.3% | 14.1% |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 115 | 2.3% | 32.9% |
| 15 | MOVEMENT MORTGAGE, LLC | 97 | 1.9% | — |
| 16 | Broker Solutions, Inc. | 83 | 1.6% | — |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 83 | 1.6% | 39.5% |
| 18 | FREEDOM MORTGAGE CORPORATION | 81 | 1.6% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 77 | 1.5% | — |
| 20 | FIGURE LENDING LLC | 72 | 1.4% | — |
| 21 | SPRING EQ, LLC | 67 | 1.3% | — |
| 22 | Loandepot.Com, LLC | 63 | 1.2% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 61 | 1.2% | — |
| 24 | Mortgage Research Center, LLC | 56 | 1.1% | — |
| 25 | TRIAD FINANCIAL SERVICES, INC. | 54 | 1.1% | — |
| 26 | AMERICAN PACIFIC MORTGAGE CORPORATION | 52 | 1.0% | — |
| 27 | Fairway Independent Mortgage Corporation | 50 | 1.0% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 49 | 1.0% | — |
| 29 | GUARANTEED RATE, INC. | 46 | 0.9% | — |
| 30 | Umpqua Bank 64 out of 100, Moderate | 38 | 0.7% | 28.5% |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 36 | 0.7% | — |
| 32 | Heritage Bank 68 out of 100, Moderate | 36 | 0.7% | 36.1% |
| 33 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 34 | 0.7% | 2.2% |
| 34 | KIND LENDING, LLC | 34 | 0.7% | — |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 32 | 0.6% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 31 | 0.6% | 22.2% |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 31 | 0.6% | — |
| 38 | KeyBank National Association 63 out of 100, Moderate | 31 | 0.6% | 32.8% |
| 39 | DIRECTORS MORTGAGE, INC. | 30 | 0.6% | — |
| 40 | AmeriSave Mortgage Corporation | 29 | 0.6% | — |
Top 40 of 265 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Island County 4,504 apps