Washington · HMDA 2025
Mortgage lenders in Kitsap County, WA
377 lenders reported 13,301 home-loan applications in Kitsap County in 2025. 7,286 closed as loans ($3.0B), 1,628 were denied — a 17.4% denial rate on decided applications, below the Washington rate of 19.5%. The three most active lenders handled 18% of applications, led by Navy Federal Credit Union. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 13,301
- Loans originated
- 7,286
- Purchase / refinance
- 3,569 / 2,240
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kitsap County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 868 | 6.5% | 32.9% |
| 2 | KITSAP Credit Union 54 out of 100, Below average | 840 | 6.3% | 29.9% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 680 | 5.1% | — |
| 4 | Rocket Mortgage, LLC | 629 | 4.7% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 519 | 3.9% | — |
| 6 | Boeing Employees Credit Union 75 out of 100, Strong | 503 | 3.8% | 26.5% |
| 7 | NEWREZ LLC | 431 | 3.2% | — |
| 8 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 380 | 2.9% | — |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 377 | 2.8% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 374 | 2.8% | 14.1% |
| 11 | FREEDOM MORTGAGE CORPORATION | 335 | 2.5% | — |
| 12 | MOVEMENT MORTGAGE, LLC | 316 | 2.4% | — |
| 13 | Mortgage Research Center, LLC | 292 | 2.2% | — |
| 14 | Bank of America, National Association 59 out of 100, Moderate | 256 | 1.9% | 44.7% |
| 15 | Broker Solutions, Inc. | 204 | 1.5% | — |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 191 | 1.4% | 39.5% |
| 17 | CMG MORTGAGE, INC. | 176 | 1.3% | — |
| 18 | Cornerstone First Mortgage, Inc | 171 | 1.3% | — |
| 19 | GUILD MORTGAGE COMPANY | 168 | 1.3% | — |
| 20 | GUARANTEED RATE, INC. | 161 | 1.2% | — |
| 21 | SPRING EQ, LLC | 156 | 1.2% | — |
| 22 | Fairway Independent Mortgage Corporation | 148 | 1.1% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 143 | 1.1% | — |
| 24 | Kitsap Bank | 127 | 1.0% | — |
| 25 | Loandepot.Com, LLC | 126 | 0.9% | — |
| 26 | PHH Mortgage Corporation | 125 | 0.9% | — |
| 27 | FIGURE LENDING LLC | 121 | 0.9% | — |
| 28 | Umpqua Bank 64 out of 100, Moderate | 103 | 0.8% | 28.5% |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 100 | 0.8% | — |
| 30 | AmeriSave Mortgage Corporation | 96 | 0.7% | — |
| 31 | INSPIRE HOME LOANS INC. | 95 | 0.7% | — |
| 32 | DHI MORTGAGE COMPANY, LTD. | 94 | 0.7% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 92 | 0.7% | — |
| 34 | 1st Security Bank of Washington 67 out of 100, Moderate | 88 | 0.7% | 8.1% |
| 35 | NBKC BANK | 87 | 0.7% | — |
| 36 | SAMMAMISH MORTGAGE COMPANY | 84 | 0.6% | — |
| 37 | LENNAR MORTGAGE, LLC | 83 | 0.6% | — |
| 38 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 79 | 0.6% | 2.2% |
| 39 | CANOPY MORTGAGE, LLC | 78 | 0.6% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 74 | 0.6% | — |
Top 40 of 377 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps
- Island County 4,504 apps