Wisconsin · HMDA 2025
Mortgage lenders in Jackson County, WI
110 lenders reported 702 home-loan applications in Jackson County in 2025. 472 closed as loans ($82.6M), 95 were denied — a 16.3% denial rate on decided applications, close to the Wisconsin rate of 16.2%. The three most active lenders handled 36% of applications, led by CO-OP Credit Union. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 702
- Loans originated
- 472
- Purchase / refinance
- 212 / 191
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CO-OP Credit Union 70 out of 100, Strong | 196 | 27.9% | 3.3% |
| 2 | MARINE CREDIT UNION 53 out of 100, Below average | 32 | 4.6% | 44.9% |
| 3 | Rocket Mortgage, LLC | 27 | 3.8% | — |
| 4 | Royal Credit Union 73 out of 100, Strong | 26 | 3.7% | 11.3% |
| 5 | ALTRA Federal Credit Union 78 out of 100, Strong | 25 | 3.6% | 9.3% |
| 6 | Mortgage Research Center, LLC | 22 | 3.1% | — |
| 7 | UNION HOME MORTGAGE CORP. | 21 | 3.0% | — |
| 8 | Security Financial Bank 61 out of 100, Moderate | 17 | 2.4% | 8.0% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 2.3% | — |
| 10 | AmeriSave Mortgage Corporation | 13 | 1.9% | — |
| 11 | Bank First, N.A. 68 out of 100, Moderate | 13 | 1.9% | 9.2% |
| 12 | PENNYMAC LOAN SERVICES, LLC | 12 | 1.7% | — |
| 13 | 1st Community Credit Union 68 out of 100, Moderate | 10 | 1.4% | 19.3% |
| 14 | NEW DAY FINANCIAL, LLC | 9 | 1.3% | — |
| 15 | Associated Bank, National Association | 9 | 1.3% | — |
| 16 | NEWREZ LLC | 8 | 1.1% | — |
| 17 | The First National Bank Of Bangor 83 out of 100, Strong | 8 | 1.1% | 2.3% |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 1.0% | 14.1% |
| 19 | Servion, Inc. | 7 | 1.0% | — |
| 20 | COMPEER FINANCIAL, FLCA | 7 | 1.0% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 7 | 1.0% | — |
| 22 | Broker Solutions, Inc. | 6 | 0.9% | — |
| 23 | Discover Bank | 6 | 0.9% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.9% | — |
| 25 | PLANET HOME LENDING, LLC | 6 | 0.9% | — |
| 26 | CONSUMER REAL ESTATE FINANCE CO. | 6 | 0.9% | — |
| 27 | SIMPLICITY | 6 | 0.9% | — |
| 28 | USAA Federal Savings Bank 64 out of 100, Moderate | 6 | 0.9% | 37.2% |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.7% | 22.2% |
| 30 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 0.7% | 39.5% |
| 31 | WESTCONSIN Credit Union 78 out of 100, Strong | 5 | 0.7% | 15.4% |
| 32 | Park Bank 63 out of 100, Moderate | 5 | 0.7% | 5.9% |
| 33 | AMERICAN FINANCING CORPORATION | 5 | 0.7% | — |
| 34 | Old National Bank 59 out of 100, Moderate | 5 | 0.7% | 22.1% |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.7% | — |
| 36 | 21st Mortgage Corporation | 4 | 0.6% | — |
| 37 | TRIAD FINANCIAL SERVICES, INC. | 4 | 0.6% | — |
| 38 | University of Wisconsin Credit Union 68 out of 100, Moderate | 4 | 0.6% | 15.4% |
| 39 | Summit Credit Union | 4 | 0.6% | — |
| 40 | Union State Bank 82 out of 100, Strong | 4 | 0.6% | 4.1% |
Top 40 of 110 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps