Wisconsin · HMDA 2025
Mortgage lenders in Polk County, WI
210 lenders reported 2,323 home-loan applications in Polk County in 2025. 1,414 closed as loans ($322.0M), 323 were denied — a 17.8% denial rate on decided applications, above the Wisconsin rate of 16.2%. The three most active lenders handled 27% of applications, led by Royal Credit Union. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,323
- Loans originated
- 1,414
- Purchase / refinance
- 674 / 401
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Polk County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Royal Credit Union 73 out of 100, Strong | 337 | 14.5% | 11.3% |
| 2 | WESTCONSIN Credit Union 78 out of 100, Strong | 175 | 7.5% | 15.4% |
| 3 | CROSSCOUNTRY MORTGAGE, INC. | 119 | 5.1% | — |
| 4 | Rocket Mortgage, LLC | 97 | 4.2% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 77 | 3.3% | — |
| 6 | Loandepot.Com, LLC | 76 | 3.3% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 69 | 3.0% | 39.5% |
| 8 | MidWestOne Bank | 52 | 2.2% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 51 | 2.2% | — |
| 10 | Hiawatha National Bank 41 out of 100, Below average | 51 | 2.2% | 2.2% |
| 11 | Bell Bank 59 out of 100, Moderate | 44 | 1.9% | 7.1% |
| 12 | COMPEER FINANCIAL, FLCA | 43 | 1.9% | — |
| 13 | Frandsen Bank & Trust 71 out of 100, Strong | 40 | 1.7% | 7.9% |
| 14 | Mortgage Research Center, LLC | 37 | 1.6% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 36 | 1.5% | — |
| 16 | NEWREZ LLC | 29 | 1.2% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 28 | 1.2% | — |
| 18 | 21st Mortgage Corporation | 26 | 1.1% | — |
| 19 | GUARANTEED RATE, INC. | 26 | 1.1% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 25 | 1.1% | 14.1% |
| 21 | FIGURE LENDING LLC | 23 | 1.0% | — |
| 22 | Old National Bank 59 out of 100, Moderate | 23 | 1.0% | 22.1% |
| 23 | Zippy Loans, LLC | 20 | 0.9% | — |
| 24 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 20 | 0.9% | 22.2% |
| 25 | Associated Bank, National Association | 20 | 0.9% | — |
| 26 | Broker Solutions, Inc. | 19 | 0.8% | — |
| 27 | Pillar Bank 62 out of 100, Moderate | 19 | 0.8% | 14.8% |
| 28 | Coastal Community Bank 35 out of 100, Low | 19 | 0.8% | 3.0% |
| 29 | TRIAD FINANCIAL SERVICES, INC. | 18 | 0.8% | — |
| 30 | Fairway Independent Mortgage Corporation | 17 | 0.7% | — |
| 31 | Prosperity Home Mortgage, LLC | 17 | 0.7% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 17 | 0.7% | — |
| 33 | GREENSTATE Credit Union 50 out of 100, Below average | 17 | 0.7% | 10.1% |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 0.7% | 32.9% |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 0.7% | — |
| 36 | Bank Five Nine 54 out of 100, Below average | 16 | 0.7% | 4.8% |
| 37 | SPRING EQ, LLC | 15 | 0.6% | — |
| 38 | Wings Financial Credit Union | 15 | 0.6% | — |
| 39 | First National Community Bank 71 out of 100, Strong | 14 | 0.6% | 1.2% |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 13 | 0.6% | 22.2% |
Top 40 of 210 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps